Armand Puyolt- Is He an MLM Ponzi Scammer? Let’s Uncover The Truth! (New Update 2023)

Armand Puyolt
This is a user-generated post. Gripeo does not take responsibility for the accuracy of any statements made in this post.
Armand Puyolt is involved in multiple MLM schemes and companies. Is he a MLM scammer? Find out the answer in this review.
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The CEO, Co-Founder, and President of Vida Divina is Armand Puyolt. He had previously served as President and Master Distributor for TOTAL LIFE CHANGES/IASOTEA. Saint John’s University was where Armand Puyolt studied.

Review of Armand Puyolt’s Total Life Changes: $40 monthly auto-ship?

CEO and creator Jack Fallon is in charge of Total Life Changes, an MLM company that specializes in skincare and nutrition.

Before we get started with this review
Such posts are made possible by the collective efforts of our contributors. If you can provide any kind of insight into Armand Puyolt or a similar company/individual, then share your information with us using our secured form.

You can help us put a stop to online scams before they grow too big and end-up ruining thousands of lives. A scam is a scam, doesn’t matter if it’s big or small. Now that this is out of the way, let’s get started with the review.

Although Total Life Changes was reportedly introduced in 1999, the company’s present branding appears to have only been implemented at the beginning of last year. Before that, SeAcai, which was advertised as a “division” of the business, served as the primary marketing channel for Total Life Changes.

The company’s decision to change its name back to Total Life Changes appears to be part of an initiative to increase the range of products it offers.

I am unsure if Fallon was involved in any other MLM organizations before starting Total Life Changes because I was unable to locate an MLM background for him before 1999.

For a thorough analysis of the Total Life Changes MLM business opportunity, continue reading.

1/12/2023 Update
As of now, Armand Puyolt has not responded, nor has he apologized for his misdeeds. He has ignored our efforts to highlight the problems faced by his victims. Furthermore, he has only focused on propagating his fake PR.

Product Line for Armand Puyolt’s Total Life Changes

The “Iaso” (pronounced “ee-ahh-so”) brand is used by Total Life Changes to advertising a variety of goods in the nutrition and skincare markets.


  • Ojos – “reduce dark circles around the eyes”
  • Pomica – skin detox and cleanser
  • Sol – repair cream that “helps protect skin stem cells from damage”
  • Luna – anti-aging cream
  • Iaso Oil – wrinkle and fine line treatment


  • Techui – “100% Pure” Spirulina (cyanobacteria) powder
  • Cafe Black – “world-class gourmet coffee”
  • Cafe Delgada – Ganoderma mushroom-infused coffee
  • Tea – Iaso branded tea that “detoxifies and helps you lose weight”
  • Latin Style Coffee – instant “gourmet style” Latin coffee
  • Nutra Burst – multi-vitamin with added minerals
  • NRG – an “all-natural energy formula”
  • Gano – “pure 100%” Ganoderma lucidum extract

Plan for Compensation for Armand Puyolt’s Total Life Changes

Affiliates that sign up under Total Life Changes’ compensation plan can receive retail, recurring binary commissions, a bonus for matching checks, a car bonus, and “corporate expenses account” benefits.

Commission Experience

If an affiliate wants to get paid, they must keep at least a $40 auto-ship each month.

Shopper Commissions

On all of their goods, Total Life Changes offers a 50% retail commission. The stronger leg of an affiliate’s binary compensation system receives a 25% boost in Product Volume (PV), which is then added.

Instant Bonus

An associate must make a $40 minimum purchase to join Total Life Changes. With 25% of the PV generated on the order going to binary commissions, this order provides a 50% Fast Start Bonus for the recruiting affiliate.

Our Methodology

We look at 34 different data points when analyzing and rating online money-earning opportunities. Once the research on these data points is submitted, expert contributors reach out to the company’s customers and associates to get more insight into their operation. Finally, all the collected information is presented in the form of this expert review.

All the data is extracted from publicly available information and the sources are given in the transparency section at the bottom of every report.

These reports are made possible by the collective efforts of contributors like you. If you would like to become a contributor then contact us here.

Recurring Binary Commissions for Armand Puyolt’s MLM Scheme

Total Life Changes uses a binary compensation scheme to distribute residual commissions. In a binary compensation system, an affiliate has the top position and is followed by the following two positions:

Commission structure at Armand Puyolt’s company

These two jobs serve as the foundation for two teams, and an affiliate is compensated based on the group volume (GV) produced by both teams.

An affiliate is paid out on the team that produced the least volume (the “pay leg”) at the end of a paying month. The following month’s volume from the other leg is carried over.

The following factors influence the percentage of GV generated that an affiliate receives according to the volume of their pay leg:

recruit 2 affiliates (mandatory to qualify) – 10%generate 1000 GV in the pay leg – 12%generate 5000 GV in the pay leg – 14%generate 10,000 GV in the pay leg – 17%generate 20,000 GV in the pay leg – 20%

Binary Commissions Match

The business rewards Total Life Changes affiliates with a 50% matching bonus on their binary profits for each new affiliate they bring on board.

On level 2 recruits (affiliates recruited by personally recruited affiliates), “up to 50%” is also paid out.

Account for Corporate Expenses

Total Life Changes claims to offer what they refer to as a “Corporate Expenses Account” to their affiliates. The company says affiliates can “earn up to $1,000” to spend as they like but does not specify how the account is funded.

Car Bonus

Again, Total Life Changes merely states that affiliates “can earn up to $1500” with the Car Bonus and doesn’t explain how affiliates meet the requirements for it.

The Car Bonus looks to be a cash payment that affiliates can use any way they like, similar to the Corporate Expenses Account.

What is a Ponzi Scheme?

A Ponzi scheme is a criminal deception investing fraud pledging increased rates of interest with less chance of loss to investors. On the other hand, a Ponzi scam is a deceitful investing fraud that induces retrievals for earlier investors with money carried from later investors.

Affiliating with Armand Puyolt’s Total Life Changes

A minimum of $40 worth of products must be purchased to join Total Life Changes as an affiliate. Every customer who spends at least $40 is considered an affiliate by the business.

Affiliates may choose to purchase “Leadership Packs” from Total Life Changes to raise their binary commission rate:

Leadership Pack 1 – $199 (an additional 5% on binary commissions for 2 months)
Leadership Pack 2 – $499 (an additional 5% on binary commissions for 4 months)
Leadership Pack 3 – $999 (an additional 5% on binary commissions for 6 months)


Total Life Changes successfully eliminates retail from its business model by turning every retail consumer who spends $40 or more on merchandise into an affiliate.

Retail is still feasible if a customer spends less than $40, but restricting the amount of money your customers can spend isn’t very profitable.

On the affiliate side of things, it is evident that the Total Life Changes compensation plan’s business concept is to sign up new affiliates for a monthly auto-ship and then recruit more affiliates.

This is demonstrated by the required $40 minimum monthly purchase requirement for commission eligibility and the conversion of any consumer who spends more than $40 into an affiliate.

The argument in opposition to this is that while an affiliate can stay a retail customer by choosing not to recruit them, once they have access to the incentive plan and the opportunity to do so, it is obvious that consumers who spend more than $40 are no longer affiliates.

Nothing separates affiliates from customers at the $40 monthly expenditure level.

This makes calculating retail revenue for the corporation difficult. Additionally, it changes the way affiliates promote the business, with a clear preference for affiliate recruitment above retail sales.

The Fast Start Bonus, which is awarded on Leadership Packs from Total Life Changes, further exacerbates the issue.

With these Leadership Packs, an affiliate can find new affiliates and pay a commission ($50, $125, or $250) on the acquisition of new affiliates.

Total Life Changes enters the realm of dubious recruitment schemes as a result. I use the word “gray” because, even though the Leadership Packs are ostensibly only product samples, they are purchases made by new affiliates who are entering the business.

In MLM, affiliates getting compensated for recruiting new affiliates is a huge caution sign.

The commission rate incentive that comes with the Leadership Packs is still another. An affiliate’s commission rate increases with the amount they pay when they sign up as an affiliate. 

This is troublesome because it makes it unclear if an affiliate is charging more due to the quality of the product or because they want to make more money.

Overall, the recruitment commissions paid out on the Leadership Packs and the absence of distinction between retail consumers and affiliates at the >$40 order level are two warning signs with the Total Life Changes that are too big to ignore.

I have a suspicion that if the company’s revenue flow were broken down, there would be almost no retail and a lot of affiliates who were also paying other affiliates.

Ask your potential upline how many retail clients they have compared to affiliates if you’re a prospective affiliate.

Total Life Changes is certainly an opportunity you’re going to want to approach with a great deal of care if there are no retail customers or if the sales revenue they produce is astronomically little compared to that of affiliates who have been recruited.

Review of Vida Divina: TLC master distributor introduces clone opp

Based in California, Vida Divina appears to be an MLM company that specializes in weight loss.

Armand Puyolt is the CEO and Founder of Vida Divina.

Total Life Changes’ former master distributor was Armand Puyolt. According to a puff piece written by Ted Nuyten for BusinessForHome, Armand Puyolt made $2,000,001 in 2012 and $3,000,001 in 2014.

For Total Life Changes, Armand Puyolt‘s marketing gimmick was that the company’s products had healed his cancer.

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Armand Puyolt remembers the company’s founding in a 2015 Total Life Changes marketing call.

[2:01] We were about to launch, I collapsed and I went into the hospital.When I went into the hospital, the doctors gave me six more months of life left because they figured out I had cancer.I had cancer right next to my heart and it was like right between my heart and my lungs.I had another cancer in my stomach and the beginnings of minor tumors in other places around my body.[3:30] Six months later, utilizing the products that my wife had found that we’d put together for Total Life Changes … everything started fading. As in the problems that I had medically.[8:39] Five years later, I was supposed to die five years ago, not only am I still alive but the last test I had I had a full body scan (and) I have no signs of cancer.[9:03] And I can tell you 100% I didn’t use any medication. I didn’t use any pharmaceuticals. I used Iaso tea and I used the Iaso gano. I used the Iaso chaga.

Iaso is the primary product brand for Total Life Changes.

As an affiliate with ACN, Armand Puyolt started his MLM business back in 1996. Armand Puyolt departed ACN in 2000 to work for Metabolife International.

Metabolife was found guilty of filing false tax filings in 2005 and given a $600,000 fine.

William Bradley, the proprietor of Metabolife, also admitted to dodging taxes totaling millions of dollars and was given a sentence of 6 months in federal jail and 2 years of probation.
Metabolife filed for Chapter 11 bankruptcy in 2005 as a result of declining sales and more than $1 billion in personal injury lawsuits relating to Metabolife 356.
Late in 2006, the company’s belongings and property, which included a sizable collection of artwork, were liquidated to pay off debts and resolve unresolved personal injury claims.

Armand Puyolt claims on his LinkedIn page to have departed Metabolife International in 2004, one year before the start of the company’s regulatory issues.

In addition to starting an MLM coaching company in 2005, Armand Puyolt joined Kyani in 2007. Armand Puyolt quit Kyani in 2009 to work as a Master Distributor for Total Life Changes.

Armand Puyolt asserts that he contributed half of the funding for the start-up of Total Life Changes.

In May 2016, Armand Puyolt quit Total Life Changes. Shortly after, Vida Divina’s release date was confirmed.

Continue reading for a thorough analysis of the Vida Divina MLM prospect.

The Product Line for Armand Puyolt’s Vida Divina

The Vida Divina website does not yet give product information.

We have a ton of fantastic things coming out soon. Return soon for additional information.

Affiliates’ Vida Divina marketing presentations confirm that the company’s main offering will be a weight-loss tea that resembles the Iaso brand of tea from Total Life Changes.

The compensation scheme for Vida Divina

When affiliates make retail sales and sign up new Vida Divina affiliates, they are paid according to the company’s compensation plan.

Matching commissions are paid through a seven-level deep unilevel team, and residual commissions are paid out via a binary compensation scheme.

Ranks for Armand Puyolt’s Vida Divina affiliates

The Vida Divina compensation scheme has fifteen affiliate ranks.

They are as follows, along with their respective qualification standards:

  • NoRank – generate and maintain 120 PV a month
  • NoRank2 – maintain 120 PV a month and have a downline generated 300 GV a month
  • NoRank3 – maintain 120 PV a month and have a downline generated 600 GV a month
  • Apprentice – maintain 120 PV a month and have a downline generated 1200 GV a month
  • Bronze – maintain 120 PV a month and have a downline generated 2500 GV a month
  • Silver – maintain 120 PV a month and have a downline generated 5000 GV a month
  • Gold – maintain 120 PV a month and have a downline generated 10,000 GV a month
  • Platinum – maintain 120 PV a month and have a downline generated 20,000 GV a month
  • Sapphire – maintain 120 PV a month and have a downline generated 40,000 GV a month
  • Ruby – maintain 120 PV a month and have a downline generated 60,000 GV a month
  • Emerald – maintain 120 PV a month and have a downline generated 80,000 GV a month
  • Diamond – maintain 120 PV a month and have a downline generated 100,000 GV a month
  • Blue Diamond – maintain 120 PV a month and have a downline generated 250,000 GV a month
  • Black Diamond – maintain 120 PV a month and have a downline generated 500,000 GV a month
  • Crown Diamond – maintain 120 PV a month and have a downline generated 1,000,000 GV a month

The term “Personal Volume” (or “PV”) refers to the sum of an affiliate’s product orders and produced retail sales volume.

The term “Group Volume” (GV) refers to the PV produced by an affiliate’s downline.

Keep in mind that maintaining monthly affiliate rank PV requirements is necessary to be eligible for commissions.

Commissions for Retail

When sales are made to retail customers, Armand Puyolt’s Vida Divina pays their affiliates.

According to the Vida Divina compensation model, retail commissions are the price difference between the ordered products’ wholesale and retail prices.

Recruitment commissions

The affiliate who brought in Vida Divina affiliates who joined with a “Starter Pack” is compensated with a portion of the produced commissionable volume.

How much a newly recruited Vida Divina spends when they sign up determines how much commissionable volume is produced.

The Armand Puyolt’s Vida Divina Starter Pack, according to several affiliate marketing presentations, will cost between $150 and $1200.

The recruitment affiliate’s rank determines the percentage of the generated commissionable volume that is paid out:

  • Gold or lower – 50%
  • Platinum – 55%
  • Sapphire – 60%
  • Ruby – 62%
  • Emerald – 64%
  • Diamond to Black Diamond – 68%
  • Crown Diamond – 70%

100% of the money spent on a Vida Divina Starter Pack is the commissionable volume.

Keep in mind that the commission rates listed above seem to be coded at a maximum of 70% per affiliate recruited.

The difference between the recruiting affiliate’s rank percentage and higher ranks is given to their upline if their rank is below Crowd Diamond (up to the maximum payout of 70%).

Recurring Commissions

In Vida Divina, residual commissions are given out according to a binary compensation plan.

An affiliate is positioned at the head of a binary team that is divided into two sides (left and right) by a binary remuneration structure:

New Vida Divina affiliates are directly and indirectly recruited to fill open positions on the binary team.

The binary team is formed in stages, with each stage containing twice as many slots as the preceding stage.

The binary team’s second level is created by dividing the previous level’s two slots into two additional positions each, for a total of four positions.

The binary squad has eight spots at the third level, and so forth.

Retail sales, the hiring of new affiliates, and product purchases by current Vida Divina affiliates all contribute to the generation of sales volume on both sides of the binary.

Vida Divina totals the sales volume for both sides of the binary team after each month. Following that, affiliates are compensated as a percentage of the sales volume produced by the weaker binary side.

The proportion a Vida Divina affiliate receives depends on their position:

  • NoRank – 5%
  • NoRank2 – 6%
  • NoRank3 – 8%
  • Apprentice – 10%
  • Bronze – 11%
  • Silver – 12%
  • Gold – 13%
  • Platinum – 14%
  • Sapphire – 15%
  • Ruby – 16%
  • Emerald – 17%
  • Diamond – 18%
  • Blue Diamond – 19%
  • Black and Crown Diamond – 20%

The following bonus percentages on binary volume are handed out if a Vida Divina affiliate generates their needed rank monthly PV within a predetermined number of days each month:

  • generate required monthly PV within the first 21 days of the month = 1% bonus
  • generate required monthly PV within the first 14 days of the month = 3% bonus
  • generate required monthly PV within the first 7 days of the month = 5% bonus

The earnings of Vida Divina binary affiliates are restricted to $80,000 per month.

The following Binary Positions

At the Diamond, Blue Diamond, Black Diamond, and Crown Diamond ranks, Vida Divina affiliates receive one additional binary spot for each rank qualified for.

This binary position is added on top of any existing binary positions they may have, essentially doubling the affiliate’s earnings from binary sales volume.

Note that the $80,000 limit on binary earnings applies to each subsequent binary position that is generated.

Binary Bonus Matching

Binary commissions given to personally recruited affiliates are matched 50% for Vida Divina affiliates.

An additional component of the matching binary bonus is paid out via a unilevel compensation scheme.

An affiliate is put at the head of a unilevel team in a unilevel pay system, and each affiliate they recruited is positioned immediately under them (level 1).

New affiliates brought on by any level 1 affiliates are added to the original affiliate’s unilevel team at level 2.

If any level 1 affiliate brings on new affiliates, they are promoted to level 2, and so on down a theoretically endless number of levels.

Payable unilevel levels are capped at seven by Vida Divina, and commissions are paid as a proportion of binary commissions made by affiliates in their unilevel team.

  • Silver – 50% on level 1 (personally recruited affiliates), 3% on level 2, 2% on level 3, 1% on level 4, 0.5% on level 5, and 0.25% on levels 6 and 7
  • Gold – 50% on level 1, 4% on level 2, 3% on level 3,2% on level 4, 1% on level 5, 0.5% on level 6, and 0.25% on level 7
  • Platinum – 50% on level 1, 5% on level 2, 4% on level 3, 3% on level 4, 2% on level 5, 1% on level 6, and 0.5% on level 7
  • Sapphire 50% on level 1, 10% on level 2, 5% on level 3, 4% on level 4, 3% on level 5, 2% on level 6, and 1% on level 7
  • Ruby – 50% on level 1, 10% on levels 2 and 3, 5% on level 4, 4% on level 5, 3% on level 6, and 2% on level 7
  • Emerald – 50% on level 1, 10% on levels 2 to 4, 5% on level 5, 4% on level 6, and 3% on level 7
  • Diamond – 50% on level 1, 10% on levels 2 to 5, 5% on level 6, and 4% on level 7
  • Blue and Black Diamond – 50% on level 1, 10% on levels 2 to 5, and 5% on levels 6 and 6
  • Crown Diamond – 50% on level 1 and 10% on levels 2 to 7

Mortgage Bonus

The Ruby tier or higher Vida Divina associates are eligible for a monthly Mortgage Bonus:

  • Ruby – $500
  • Emerald – $1000
  • Diamond – $1500
  • Blue Diamond – $2000
  • Black Diamond – $2500
  • Crown Diamond – $3000

The Mortgage Bonus is only available to Vida Divina affiliates who have a mortgage on real estate in their names.

The incentive is earned by affiliates without mortgages as well, but it is not paid out until the associate gets a mortgage.

Trip Bonus

Affiliates of Vida Divina with the rank of Sapphire or higher are eligible for two trips each year.

To be eligible for the first trip, you must maintain your Sapphire or higher rank qualifying for four out of the first six months of the year.

To be eligible for the second trip, a Sapphire or higher rank qualification must be maintained for four out of the second half of the year.

Marketing materials for Vida Divina imply that the organization covers lodging and travel expenses.

Enrolling in Vida Divina

The acquisition of a Starter Pack is required to join the Vida Divina affiliate program.

Unfortunately, Vida Divina’s website does not include Starter Pack prices.

The price of Vida Divina Starter Packs, according to several affiliate marketing presentations, will range from $150 to $1200.


Armand Puyolt reportedly declared last year that he was “in love with what we’re doing” at Total Life Changes.

After leaving the business a year later, he started a clone of it.

The main issue with Total Life Changes is that affiliate recruitment has always come before retail inside the organization.

Anyone who bought $40 on products from Total Life Changes was instantly made an affiliate, and direct recruitment commissions were also possible.

A drop in new affiliate recruitment is of course the vulnerability of an MLM opportunity that depends on recruitment.

Alexa traffic figures show a consistent reduction in visitors to the Total Life Changes website over the past year, albeit they are not conclusive:

In the next 12 to 18 months, Total Life Changes will most likely close its doors. It won’t help if several previous affiliates leave Armand Puyolt and join Vida Divina.

An illustration The creator of the Armand Puyolt YouTube video, Kesha Murray, asserts that TLC products have cured his cancer.

Murray stopped advertising TLC around a month ago and started posting Vida Divina marketing videos to her channel.

This is certainly representative of a sizable portion of the TLC affiliate base, given that Armand Puyolt was the former Master Distributor of Total Life Changes.

The following is taken from Murray’s April 14, 2015 video’s description of Armand Puyolt‘s Iaso tea’s purported ability to treat cancer:

A MUST LISTEN to POWERFUL TESTIMONY from TLC President and Master Distributor Armand Puyolt.
I’m a survivor… My sole mission is to assist anyone who desires to LIVE. wherever you may be in the globe. I can assist you! I understand your suffering.
At the first sign of cancer, people give up on life. And that is incorrect.
I was given six months to live in 2010. I also have a malignant tumor between my heart and lungs in addition to gastric cancer.
Five years later, to the day, I AM STILL ALIVE! The best news is that my most recent body scan revealed no evidence of cancer.
Done without using radiation. or chemotherapy. only organic items.
Armand Puyolt
Total Life Changes’ president and chief distributor

If they haven’t already, I’m confident that similar cancer cure promises for Vida Divina goods won’t be far behind.

This will provide a challenge for Armand Puyolt and Vida Divina should the FDA decide to look into the business and its offerings.

Although Vida Divina’s approach differs from Total Life Changes in terms of pay, the overarching emphasis on affiliate recruiting is still present.

In Vida Divina, there are retail commissions available, but once again they are overshadowed by the enormous affiliate recruitment commissions.

Why waste your time earning $20 on a retail product order when you can earn hundreds of dollars upfront per Vida Divina affiliate you recruit?

As for monthly PV, this can and will likely be fulfilled via an affiliate self-purchasing 120 PV or more of the product each month.


Because Vida Divina pays a bonus of 5% if 120 PV is reached within the first seven days of the month.

Signing up for 120 PV auto-ship is one of if not the fastest way to hit this qualification each month.

From there all a Vida Divina affiliate needs to do is recruit other affiliates who also purchase 120 PV a month in product, and watch the commissions roll in.

Retail is entirely ignored, with this compensation model favoring chain recruitment over retail customer sales.

With this pay scheme emphasizing chain recruitment over retail customer sales, retail is completely ignored.

In contrast, the Starter Pack commissions are pure pyramid scheme territory.

Think none of this is a concern?

Look up the many Vida Divina affiliate pitches, the majority of which are/were predicated on “missing out” on Total Life Changes.

Knowing full well that people who sign up at the top of recruitment schemes get the most money, they are exploiting the fear of loss.

The majority of the affiliates that joined TLC during the previous several deteriorating years will tell you that everyone below them loses.

Vida Divina is likely to face a faster fall than its predecessor due to the creator of the company’s claims that he can cure cancer, the payment plan being heavily focused on recruitment, and the clear attempt to recreate the Total Life Changes prime recruitment heydays.

The challenge of attempting to present a nearly comparable offer to an indifferent audience will still exist once all of the former Total Life Changes affiliates have joined up and the launch buzz has subsided.

By that time, it will be too late to encourage individuals to “get in on the ground floor,” which will cause Vida Divina to experience the same decline that Total Life Changes is already experiencing.

Crypto NFT crisis involving Total Life Changes’ TLC Coin

I’m not sure precisely when it happened, but Total Life Changes founder and CEO Jack Fallon thought of himself as a crypto bro earlier this year, probably in late 2021.

To do that, Total Life Changes posted a job opening for an “NFT/ Crypto Specialist”:

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On February 10th, TLC Coin was then released to unprepared distributors:

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Fallon seems to have gotten rather lost in the crypto marketing quagmire.

TLC Coin was described by Armand Puyolt’s Total Life Changes as “more than crypto”;

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TLC Coin was just another MLM cryptocurrency cash grab.

Total Life Changes introduced TLC Coin in February 2022.

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A BEP-20 shitcoin is thought to be TLC Coin. These are inexpensive to set up and only take a few minutes.

Armand Puyolt’s Total Life Changes entices investors with promises of “ongoing rewards such as all expenses paid vacations, the latest electronics, jewelry, and more!”

That was covered by the typical “monthly rewards” securities fraud. Distributors had to invest at least 10,000 TLC Coins to be eligible.

Cashing out TLC Coin was financed by the investment of new clients:

A portion of TLC’s marketing budget will go toward acquiring new clients.
The TLC tokens will then be burnt or given back to the most devoted members of the community once TLC purchases them with 50% of ALL net revenues made by these new clients.

The first strategy was to rob Total Life Changes distributors of all the money they could, then release TLC Coin to the general public.

However, something terrible happened… TLC Coin was abandoned before the end of March 2022.

Total Life Changes directed distributor investors into a Telegram group rather than running its TLC Coin scam there.

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Crypto frauds are widely associated with Telegram groups.

Following the first announcement, Total Life Changes planned an “NFT Party” on February 17 in Las Vegas.


I was unable to locate any video of this occurrence, so I can’t say for sure if it actually took place.


What I do know is that the NFT collecting for Total Life Changes failed miserably.

The first of Total Life Changes’ alleged “world tour” of NFT grift events was scheduled to take place in Las Vegas.

An NFT compilation titled “Total Life Changes GRVTY World Tour #1: Las Vegas” was included with this.

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Armand Puyolt’s NFTs
You can attend our Thursday Night NFT Party on February 17, 2022, and all current and future holders will receive first dibs on any upcoming releases with this Total Life Changes GRVTY World Tour #1: Las Vegas gift NFT!

To bagholders, 33 TLC “World Tour” NFTs were sold.

Other NFTs Total Life Changes tried to flog include “Core Value #2: Passion Is Our Fuel” (7 sales out of 100), which was published in late 2021.

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No one has purchased “Rare The Notorious B.I.G. & Jack Fallon” as of yet.

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Armand Puyolt is trying to target the NFT market
Jack Fallon shares the same birthday as Biggie Small and is one of his biggest fans! The talented Jimi The Vth of TLC’s AVTEAM was the creator of this NFT. It is distinctive.

We Are Always Hungry For More is our first core value. 20 of the 1000 NFTs were sold.

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Additionally, “8 Bit Arcade” (6 out of 50 NFTs sold):

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Another NFT by Armand Puyolt

On February 11th, TLC Coin’s official Twitter account was deleted:

Armand Puyolt’s company became active on Twitter quite recently (Source)

In October 2021, Total Life Changes purchased the domain name (“”). I don’t believe it was ever truly put to use.

If you have sensitive information or have had a personal experience with Armand Puyolt but want to stay anonymous, then submit it using our secured form. You can connect with our expert contributors and help in finding the truth. We never share your information with 3rd parties.

Total Life Changes began providing NFTs as part of a product package around the middle of March:

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The most recent message on the TLC Coin Telegram group for Total Life Changes was made on March 5.

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Armand Puyolt’s TLC might have become an exit scam

The post, which was initially believed to be a notification for an exit fraud, has subsequently been removed.

Total Life Changes never again mentioned cryptocurrency or NFTs on their website or social media accounts after the March 2022 exit scam.

Unknown is the exact amount that Jack Fallon’s crypto-bro grift cost Total Life Changes distributors.

Not all MLM businesses with US headquarters have had a cryptocurrency catastrophe this year, including Total Life Changes.

Tranont revealed a “TranontCoin” investment plan back in April:

The debut of TranontCoin was anticipated for June 2022 by Tranont.

As the first business of its sort, Tranont will use Bitcoin to create revenue and reward actions that help grow the firm, such as placing a monthly Subscription order, going to Tranont events, and more.
In June 2022, more details about Tranont Coin will be released.

Tranont made no further mention of TranontCoin following the announcement of the launch in April 2022.

Armand Puyolt- Is He an MLM Ponzi Scammer? Let’s Uncover The Truth! (New Update 2023)
Armand Puyolt- Is He an MLM Ponzi Scammer? Let’s Uncover The Truth! (New Update 2023)

Show all Most Helpful Highest Rating Lowest Rating Add your review
  1. What he has done is a crime. He deserves to be behind the bars for this. He is a bloody criminal and should get punished. I will suggest everyone to make their family members aware of this scam. This will ensure that your loved ones stay safe from such scammers.

  2. Is he even a human? What he has done is just ridiculous. He should be ashamed of himself for doing this with innocent people. Now humanity just doesn’t matter to anyone, only money matters and people are even ready to harm others for their greed.

  3. I will urge you all to stay away from such scammers. It is not at all worth it to waste your time on these people. Also most of the Crypto scams are associated with Telegram groups. So always keep this thing in your mind.

  4. This is a good article. I agree with whatever has been written in it. My friend also went through the same situation. She told me that she invested her money in a company but later she came to know that it was an MLM company. She was really sad after losing all her money.

  5. What he has done is nothing less than a crime. He has deceived so many people for his greed. If he doesn’t get punished then it will be injustice to all the victims. This will have a very wrong impact on our society. Such fraud people will become even more confident and will never stop deceiving innocent people.

  6. The laws need to be made even more stricter as scams are on the rise these days. It has become really difficult to understand who is a legit person and who is a scammer. Scammers are becoming even more smarter than before after AI. These scams need to be stopped otherwise many people will suffer a lot because of these scams which are just increasing every day.

  7. What the hell is the media doing? Why don’t they do anything? They should expose this fraud man and his company. This man is running such big scams. He should be exposed on news channels so that no other innocent person falls for such scams. Instead of showing us rubbish news all day, the media needs to focus on such important topics.

  8. Government should take some strict action against this man for deceiving his investors and customers. Why are such scammers able to do scams on such large scales? Why are so many people falling for this scam? Does he have a license? If he has then who is supporting scammers like him?

  9. This world is now filled with liars who are just deceiving others so that they could increase their wealth. There is no humanity left in this world. It is so sad to read this article. This man has even fooled cancer patients to sell his product. I don’t know what is going to be the future of humanity.

  10. This man has played with the life of cancer patients by making a fake promise that his product can cure it. He is a criminal and should never be shown any mercy. He deserves to get punished for his crime.

  11. I will urge everyone to please not trust anyone that easily. Also don’t forget to see if the company has a legit license and if they are regulated or not before investing your money. Trust me it is not at all worth it to put your financial and personal security at risk.

  12. This is unbelievable. This man is such a big liar. He should be ashamed of himself for doing such frauds with innocent people. What he has done is wrong. He has deceived so many people for his selfish greed. He is evil.

  13. This man should get a very harsh punishment for what he has done with the victims. This is ridiculous. Is this the way he wants to increase his wealth? This man needs to be in jail.

  14. It is crucial that we now don’t fall for such fake promises and never trust anyone that easily without doing a proper research about them or their products. Please do not put your financial security at risk.

  15. This man is a scammer. He should be ashamed of himself for deceiving his customers by making fake promises. This is sick. This is the worst you can do with another human to make money.

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