Clear Perspectives Financial Planning: Crystal clear Perspective |

My experience with Clear Perspectives Financial Planning has been very painful. I have noticed that my advisor at this place doesn’t care about my financials at all. No, instead of caring about me, they focus on their income and earnings. The people at this firm are very unethical and selfish. It’s obvious from their behaviour. 

I know all this because I believe my advisor at Clear Perspectives Financial Planning gives me cookie-cutter advice. Clear Perspectives Financial Planning pretend to give me personalized advice but it’s actually very generic. I really expected better services than this. If I had any idea that this firm would turn out to be this lazy and careless, I wouldn’t have given my business to them. I wouldn’t have made that decision at all. 

Let me clarify what cookie-cutter advice is. Cookie-cutter advice is generic advice financial planners give to their clients when they don’t care about their financial success. It’s template-like advice that they give to everyone. A financial planner has to put effort into trying to understand their client’s individual requirements and create a financial plan that helps the client achieve their financial goals. Clearly, financial advisors should provide personalized service to their clients. It takes a lot of time and effort to understand a client’s unique requirements. I have worked with plenty of service providers to know that. 

Clear Perspectives Financial Planning
Clear Perspectives Financial Planning

Read more: Wells Fargo Clearing Services LLC

However, the people at Clear Perspective Financial Planning don’t believe in giving sufficient time to their clients. They are too lazy to provide personalized services to their clients. It seems as if a client’s financial success is among the least of their concerns. I have noticed that my financial advisor doesn’t like to give me much time. They are too concerned about their other clients. It might be a big reason why they choose to give me cookie-cutter advice than genuine advice.

I should clarify one thing. My advisor hasn’t said anything directly that would offend me. It’s their behaviour that bugs me the most in this regard. When someone behaves very rudely and carelessly it’s obvious that they don’t like to talk to you. This is what I have noticed during my meetings with my financial advisor from Clear Perspectives Financial Planning. 

Before writing this review, I read a bit about cookie-cutter advice. And let me tell you one thing, giving cookie-cutter advice is among the worst things a financial advisor can do. When your advisor gives you generic advice in place of personalized advice, it means that you wouldn’t get the best results possible. It’s the duty of a financial advisor to give the best possible recommendations to their client. So when financial planner resorts to giving cookie-cutter advice, they are doing a disservice to their client. It’s a big reason why I’m so disappointed with Clear Perspectives Financial Planning. I never expected such horrible service from these people. 

In my opinion, it would be better to hire a financial firm that’s smaller in size. At least those people won’t give you cookie-cutter advice and deceive you into thinking that they care about you. If the people at Clear Perspectives Financial Planning truly cared about their clients, they wouldn’t have resorted to giving cookie-cutter advice to their clients. It’s very sad and disappointing. You don’t expect an expensive service provider to provide you with subpar service. It’s better to burn your cash than to pay a service provider like this. 

Clear Perspectives Financial Planning Review: Final Thoughts

The people at Clear Perspectives Financial Planning give cookie-cutter advice to their clients. There is very little personalization in their service. And believe me, you want a financial advisor that provides personalized service, otherwise, you wouldn’t get the best results possible. 

Because of their cookie-cutter advice and their terrible client service, I don’t recommend doing business with them. You should find a financial planner that actually cares about you and your financial success. Their behaviour has been very disappointing too. In my opinion, it would be better to hire a smaller financial firm with fewer clients so they wouldn’t give such terrible service. 

3.8 Total Score
Total Scam if Not Worse

Clear Perspectives Financial Planning has lazy advisors who choose to give cookie-cutter advice to their clients instead of giving personalised, helpful advice. It's probably the worst way a financial advisor can serve their client. So I don't recommend working with them.

Trust
1.5
Support
3.5
Reputation
5.5
Experience
4.5
CONS
  • Lazy
  • Self-centred
  • Careless
  • Scam
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2 Comments
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  1. It is clear this person has never met with us at Clear Perspectives.

  2. I had a similar experience with a financial advisor once. That man claimed to be very experienced and acted as if he knew every solution to my financial issues.
    Obviously, I trusted the man because I didn’t know there were such selfish people present in that industry. One can say that I was naive.
    Well, at first it seemed like that man really cared about my finances. But after a certain amount of time, I realised that I wasn’t making any real progress financially. All of his suggestions seemed very generic.
    When I looked into the matter further, I realised that my advisor was giving me cookie-cutter advice.
    So yeah, I’m really sorry that you had to go through with something like this. It’s horrible to hire such an advisor because it wastes a lot of time and money.

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