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Modern Millionaires: Are There Any Red Flags Indicating as a Scam or Legitimate? Exposed! (Update 2024)

Modern Millionaires
This is a user-generated post. Gripeo does not take responsibility for the accuracy of any statements made in this post.
Modern Millionaires is rated 1/5 stars on Gripeo based on 9 red flags, and 31 complaints. Read the full review to learn more.
2.5/10 (Expert Score)
Product is rated as #383 in category Consumer Reviews
Before we get started with this review
Such posts are made possible by the collective efforts of our contributors. If you can provide any kind of insight into Modern Millionaires or a similar company/individual, then share your information with us using our secured form.

You can help us put a stop to online scams before they grow too big and end up ruining thousands of lives. A scam is a scam, doesn’t matter if it’s big or small. Now that this is out of the way, let’s begin the review.

In today’s fast-paced digital world, countless courses and programs promise to help aspiring entrepreneurs build successful online businesses. Among these, one program that has gained significant attention is Modern Millionaires. In this comprehensive review, we will delve into the details of Modern Millionaires and the MMSaaS platform, exploring their features, benefits, and drawbacks to help you make an informed decision.


What is Modern Millionaires By Chance & Abdul?

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Modern Millionaires is a course designed to teach individuals how to start and grow their own digital marketing agency. The course covers various aspects of building an online business, including prospecting, sales, media buying, copywriting, design, email marketing, and automation. The primary focus of the course is on lead generation using Google Ads and Facebook Ads.

Created by entrepreneurs Abdul Samad and Chance Welton, Modern Millionaires aims to provide a step-by-step framework for building a successful online business that generates a consistent and scalable income. However, as with any course, it’s essential to examine the program’s content, support, and overall effectiveness to determine its true value.

What is an online Investment scam anyway?
Investment scams aim to get unsuspecting people to hand over money – they can seem perfectly legitimate, appearing knowledgeable with websites, testimonials, and marketing material.
Our Methodology

We look at 34 different data points when analyzing and rating online money-earning opportunities. Once the research on these data points is submitted, expert contributors reach out to the company’s customers and associates to get more insight into their operation. Finally, all the collected information is presented in the form of this expert review.

All the data is extracted from publicly available information and the sources are given in the transparency section at the bottom of every report.

These reports are made possible by the collective efforts of contributors like you. If you would like to become a contributor then contact us here.


Modern Millionaires: Location, Regulations, Promoters, Transparency

The minds behind the Modern Millionaires program are Abdul Samad and Chance Welton. Both have found success in lead generation and digital marketing, with Abdul focusing more on digital businesses and sales, while Chance is highly active in marketing. Their combined skill sets and experience make them a strong team, capable of providing valuable insights and guidance to program participants.

The Modern Millionaires website was registered in 2016:

image 35 whois lookup –

The website was owned by different people and was operational in 2001:

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It is possible that the owners sold the website to Abdul & Chance. has been visited by over 6000 visitors:

image 98 Market Share, Revenue and Traffic Analytics | Similarweb


10465 W Roan Meadows Dr, Boise, ID 83709-4034

Regulatory Authority

Modern Millionaires is not regulated by any authorities


Chance Welton


BBB, Trustpilot, Devin Schumacher, Justin Cener.

Pricing and Options for Modern Millionaires

The cost of the Modern Millionaires program is not straightforward, as it offers different pricing tiers or “partner strategies.” All pricing options include access to the white-label Leadific software and training materials.

“Do it Yourself” – The MM Saas + Agency Blueprint – $7,995

This option provides participants with the software and training package, teaching them how to run a digital marketing agency and sell the software to businesses. It is a hands-off approach, designed for those who prefer to learn and apply the strategies themselves.

“Done-With-You” – VIP Saas Agency – $12,995

With this option, the program’s creators provide additional support and training to help participants get clients and grow their business. This includes assistance with using the software and other aspects of running a digital marketing agency.

“Agency Automated” Turnkey Saas Agency – $19,995

This highest-priced option includes everything in the “Done-With-You” package, as well as a team of professionals who will help run your business. This option is designed for individuals who prefer a more hands-off approach and want additional support in growing their agency.

It’s important to note that the prices listed above are not typically paid upfront. The program offers a “scholarship” option, allowing participants to break up the payments over time.

Refund Policy for Modern Millionaires

Unfortunately, no refunds are offered for the Modern Millionaires program. As such, potential participants should carefully consider whether they can afford the initial investment without jeopardizing their financial well-being.

Joining the Modern Millionaires Program

To join the Modern Millionaires program, interested individuals must first book a call. During this call, you will be walked through the entire system and provided with pricing information. It’s possible that the sales representative may offer a lower rate during the call, but be prepared for a hard sell and have your credit card ready.

Modern Millionaires Course Content

The Modern Millionaires course is broken down into several modules, each covering a different aspect of building and running a digital marketing agency. This includes foundational knowledge, prospecting and sales strategies, driving traffic through various channels, and automating aspects of the business.

Module 1: The Foundation

In this module, participants learn how to create a business from scratch, select a niche, and set up their agency website. The module also touches on the mindset and motivation required for success in the world of digital marketing.

Module 2: Prospecting and Sales

This module covers the process of finding and connecting with potential clients, managing leads through CRM systems, and closing deals. It also provides insights into unique lead generation strategies, such as cold emailing and using LinkedIn.

Module 3A: Driving Traffic with Google Ads

This module focuses on using Google Ads to generate traffic and leads for your business. It provides an in-depth overview of how to use the platform effectively to drive results.

Module 3B: Driving Traffic (Facebook)

Similar to the previous module, this section focuses on using Facebook Ads as a means of generating leads and driving traffic to your agency.

Module 3C: Driving Traffic (Lead Nurturing)

In this module, participants learn how to cultivate leads and turn them into paying customers by nurturing their interest and trust in your agency’s services.

Module 4: Auto-Pilot

The final module covers automating your digital marketing agency, including hiring and training staff to handle various aspects of the business.

What is a Red Flag?

A red flag serves as a signal or sign that there may be an underlying issue or danger associated with a company’s stock, financial statements, or news reports. These indicators can come in many forms and are often identified by analysts or investors as any notable undesirable trait.


What Modern Millionaires Claims To Be


Make $10,000 to $30,000 Per Month

The creators of the Modern Millionaires program claim that participants can generate between $10,000 and $30,000 per month in passive income. This income is generated through the sale of the Leadific software to businesses, with the hypothetical model suggesting that a participant would need at least 34 paying clients per month at the $299 price point.

It’s important to note, however, that success in the program depends on the individual’s ability to attract and retain clients. This means that participants must be prepared to put in the necessary effort to network, cold call, set up meetings, and close deals.


Highly Rated Semi-Passive
Business Model

The landing page of Modern Millionaires claims that this course teaches you a highly rated semi-passive business model. A semi-passive business model is supposed to require less than a couple of hours of work per week. They claim to have over 8200 students and thousands of success stories.


Anyone Can Start

They also claim that anyone with some cash and passion can get started with Modern Millionaires and start making money.


The Reality Of Modern Millionaires


Suspicious 5-Star “User Reviews”

The Modern Millionaires Trustpilot page has hundreds of 5-star reviews, however, if we take a closer look at the accounts posting these reviews have no history. In other words, there is a high chance that these are throwaway accounts. If these accounts are detected by Trustpilot then a notice is published on the listing:

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We should always take these 5-star reviews with a grain of salt. It is advised that you trust reviews of accounts with an actual history and track record. If an account only has posted 1 review, then be more skeptical of that account and other reviews they have posted.


Financially Biased “Expert Reviews”

When we google “Modern Millionaires” then most of the results are from affiliate marketing websites, such as Millyuns and Ippei. A YouTube video also shows up which is of Devin Schumacher, who is a paid affiliate of Modern Millionaires, if we click on the link given in the description of the video, we will be redirected to the landing page of Modern Millionaires which has a tracker:

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The comments on these posts accuse Modern Millionaires to be a scam:

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Several 1-Star Reviews & Complaints

There are over 31 complaints and 1-star reviews on Modern Millionaires. However, these reviews are buried under suspicious 5-star reviews on BBB & Trustpilot.


Unresponsive Customer Support

Several customers of Modern Millionaires have alleged that the customer support of the course is unresponsive and they start ghosting if you ask for a refund.


No-Refund Policy

Chance & Abdul have placed a no-refund policy on this course. So if you purchase the course but find it to be unsatisfactory or simply want your money back, then you will be denied the refund. This policy should be featured on the landing page itself.


What Customers Say: Modern Millionaires Reviews, Complaints, And Gripes

Modern Millionaires has received 351 reviews on Trustpilot and a rating of 4.5/5. They are verified on Trustpilot and pays for their premium features, which includes removal of complaints and reviews. It seems they have removed 4 reviews from their Trustpilot listing.

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Similarly, they have received 85 reviews on BBB and boast a 4.07/5 rating.

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They are not accredited by Better Business Beauro and have received over 68 complaints, 36 of which were received in the last 12 months.

If you are interested in reading all user reviews on Modern Millionaires you can check them out on their BBB and Trustpilot profiles. We’ve only included the most informative and in-depth user reviews we could find. This does not include all the reviews on Modern Millionaires.

Biggest Mistake I’ve Ever Made

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Fell For The Advertising

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Modern Millionaires is a scam

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Extremely Disappointed

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Don’t do business with someone you can only reach virtually/digitally

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Stay away from this business

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This is a high-level scam

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This is a scam

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Complete scam

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Scam Artists

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Don’t Trust Them

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Weird. Avoid!

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False Advertising Fraud

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Watch Out Please

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Do Not Sign Up For This Program

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Takes More Skill

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The service provided by what you pay isn’t as expected

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Run Away

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Within 2 months MM started take out from my bank over $1800

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They fast talk you into a $6000 debt

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Run while you can

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Why bother

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They make you sign a promissory note

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Incredibly Vague

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Carlos Rodrigues was not totally up front with me

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Not Good Value

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Rip Off

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Don’t fall for the hype

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The reason we might have featured these reviews over others:

  • These reviews were being suppressed by suspicious positive reviews
  • They provide a detailed perspective
  • They should be read by consumers

It is important that you know everything about a business before you decide to trust them with your money.

If you have sensitive information or have had a personal experience with Modern Millionaires but want to stay anonymous, then submit it using our secured form. You can connect with our expert contributors and help in finding the truth. We never share your information with 3rd parties.
How online scammers manipulate you
Show “Relatable & Hopeful” Ad/ Cold Call
Online scammers often run ads on social media platforms and search engines such as YouTube, Instagram, Facebook, and Google. They might target a specific audience which depends up on the kind of scam. Online scammers invest a lot of money in marketing and branding, this is to ensure more people fall prey to their schemes. A relatable and hope-giving ad is shown to the target audience. And if you click on such ads, you will be redirected to a landing page where the next step of the scam takes place. By the way, if you click away from the landing page, chances are you will see the ads even more, as you become part of their “retargeting campaign”.

Sometimes the scammers directly cold call you, which is a common practice in offshore forex scams.
Schedule A Meeting With An “Expert”
Once you fill in the details required on the landing page, which usually include your name, email, income, and goals, you are prompted to schedule a “free” consultation call. This call is usually with a self-proclaimed “expert” while in reality, they are usually manipulative salespersons. You will schedule it through a calender app which makes it feel very legitimate and gains your trust. In the call, they will read a tested script where they will show you testimonials/screenshots of other “students” or “investors” who have made a lot of money. In reality, this is not solid proof and should be taken with a grain of salt. At the end of the call, you will be asked to make a financial commitment, such as purchasing their course or investing in their scheme.
Taking Money
Once the victim is convinced they are prompted to make a purchase or an investment. The amount of money will depend on the scale of the scam but it usually ranges from $3000-10,000 for fake guru scams and $20k-50k for forex scams.
Upsell The Victim
Once the scammers convince you to give them money, they gaslight you until your pockets are empty. They might entice you with increased profits or more reach or even an “opportunity of a lifetime”. This tactic works more often than you might expect and online scammers make a lot of money doing so.
Don’t Refund
After paying thousands of dollars, the victim might realize that they have made a mistake and ask for a refund. Usually, the scammers start ghosting the victim and block all contact. Sometimes scammers also gaslight the victim into thinking that they are actually better off without fighting for a refund.
Optional: Delete Complaints From BBB, Trustpilot & YouTube
The victim might try to file a complaint online and save others from falling victim, however, online platforms such as BBB, Trustpilot & Sitejabber have repeatedly received complaints alleging the deletion of reviews. So even when they try, victims are silenced and give up in a few weeks. That’s where we come in.
Modern Millionaires

Get Your Money Back Suspicious

If you have been scammed by Modern Millionaires, then you can get justice by sharing your complaint with us. We will connect with you experts and journalists who will help you get your money back and get heard by the right people.
It is strongly suggested that you do your own research before spending money online. This is a user-generated report.

What The Internet Thinks About Modern Millionaires: Posting Fake Positive Reviews On Reddit?


Suspicious Thread On r/TheFutureIsRemote

image 78

This Reddit thread has over 77 upvotes, which is very high for r/TheFutureIsRemote, a niche subreddit. Bots might’ve been used to add fake upvotes on this post.

All the comments on the thread praise the Modern Millionaires program, which itself isn’t a red flag, however, all the accounts have little to no Reddit Karma and have no post history.

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Most of the suspicious accounts were suspended by Reddit moderators after we reported this behavior to them.

We have strong reasons to believe that this thread was posted by the marketing team behind Modern Millionillionaires in order to suppress the negative Reddit threads on Google which we will look at next.


Reported On r/antiMLM

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A user on Reddit started a thread on the subreddit r/antiMLM asking about Modern Millionaires. This thread is one that Chance & Abdul have been trying to takedown for ages, as the top comments are quite incriminating:

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We messaged the moderators at r/antiMLM and they told us that they had received multiple requests for takedowns but didn’t entertain them. Chance & Abdul allegedly tried to manipulate this thread using throwaway accounts, but were called out by the r/antiMLM community:

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Spamming Advertising On r/sidehustle

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The marketing team of Modern Millionaires also allegedly tried to promote their course on the popular subreddit r/sidehustle, however, they were called out by the bot for advertising:

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No user from the subreddit even engaged with the post which is visible from the lack of upvotes and comments.


Reported Scam On r/OnlineBusinessIdea

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Reddit user u/Personal_Garlic8042 asked whether The Modern Millionaires course is any good on the subreddit r/OnlineBusinessIdea. However this thread too received negative feedback from the community:

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Should You Purchase The Modern Millionaires Course?

2.5Expert Score
Avoid It

In conclusion, Chance & Abdul’s Modern Millionaires program has received 31 complaints and several allegations of operating a scam. The high cost of entry and the program’s focus on paid ads for lead generation may be limiting factors for some potential participants. It’s crucial to carefully consider whether the program aligns with your personal goals, skills, and financial situation before investing. Alternative options, such as affiliate marketing or e-commerce, may be more suitable for those who prefer a more introverted, hands-off approach to business management. We also suspect that their marketing firm might’ve created fake accounts on Reddit & Trustpilot to manipulate ratings & narratives.

Value For Money
Green Flags
  • Created by experienced entrepreneurs with proven success in digital marketing and lead generation
  • In-depth training in running ads, generating leads, and managing a digital marketing agency
  • Unique insights and strategies not commonly found in other programs
Red Flags
  • High cost of entry, which may be prohibitive for some potential participants.
  • Posts fake reviews on Reddit
  • Received 31 complaints &amp
  • negative reviews
  • Several allegations of being an online scam
  • Limited focus on other aspects of running a successful business.
  • Reliance on paid ads for lead generation, with minimal coverage of alternative, free methods

Best Ways To Make Money Online: Free & Paid

We are not affiliated with any businesses in the lists below, nor are we being compensated for recommending them. All the recommendations are based on the personal experience of the contributors and our users. If you have your own recommendations feel free to mention them in the comment section at the end of the post.


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Modern Millionaires: Are There Any Red Flags Indicating as a Scam or Legitimate? Exposed! (Update 2024)
Modern Millionaires: Are There Any Red Flags Indicating as a Scam or Legitimate? Exposed! (Update 2024)
Dr. Henrique J. Duck
Dr. Henrique J. Duck

Dr. Henrique Duck, PhD in Media Studies and Critical Theory, specializes in writing detailed critics stories and reviews. He has contributed to prominent newspapers and websites, providing insightful analysis of media content and its effects on society.

Show all Most Helpful Highest Rating Lowest Rating Add your review
  1. There are various complaints about the website, how they deceived their own clients, and also provided inadequate recommendations for digital marketing growth. Now it is better to stay away from these firms, whose main intention is to dupe individuals and earn money.

  2. Many Individuals were overcharged on these sites as there were fixed prices for the courses. They wanted to create a monopoly on their courses as a result people had to purchase the courses. In most cases when the victim is unable to find the content effectively, they ask for a refund but they are unable to get the refund.

  3. It is hard to see that these courses are deeply routed in society, they literally do not improve the skills of the people. They are here to take money from naive people who don’t know anything about digital and advanced marketing.

  4. These courses were a total waste of time and money as it doesn’t provide any useful information to the people and people were unable to get a refund from the bogus websites. There are numerous drawbacks to dealing with these platforms.

  5. Poor customer support was provided. There are numerous people who have to suffer various losses after purchasing a course. This article is a warning for individuals who joined the platform without conducting proper research.

  6. Why the regulatory authorities were doing nothing about this issue? The company had been accused of defrauding a number of individuals. They promoted false reviews on multiple websites. These fake courses need to be stopped at any cost.

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