I have been skeptical about this company from the very start. Though i had heard about Swati Bhargava as i had read an article about her on Yourstory.com. A lot of my friends have been telling me about how they have issues with getting refunds or cashbacks from CashKaro but i never used to pay heed until i myself got scammed and duped in the circle of this vicious company. I have always assumed that this company would be a safe one to deal with since i had read once upon a time that Ratan Tata has invested in this company, but I along with others have only come to realize and conclude that this is nothing but a huge scam that needs to be thoroughly investigated and the perpetrators need to be apprehended.
CashKaro : Swati Bhargava with her husband Rohit Bhargava launched the firm ‘CashKaro’ in UK in 2011. In two years the couple gained a lot of money and launched the same firm in India in 2013. Although, the firm is dubious and reportedly has duped several investors, the couple is enjoying their luck under the ‘CashKaro’ tag, with immense cash pouring in.
The more i researched and the more i read online about this company, the more and more i was assured that i was headed in the right direction and how Swati Bhargava has created a false and fake presence online by spending heavily using her PR machinery. There are so many eye-opening facts, articles and pieces of evidence i came across that i will be sharing with you all in this article for your reference.
CashKaro has terrible reviews all over the internet
226 reviews on Trustpilot, the majority of which are negative.
Have a look at what people have been saying on TrustPilot –
There are tons and tons of reviews, just on this site, its impossible to attach every screenshot here, so i urge you all to please visit the links that i will be posting below, so you can go to the site and see for yourself.
They have been scamming and duping people since almost half a decade, probably ever since they were incorporated and they are continuing to even now. Absolutely shameless and pathetic.
Have a look at some of the old reviews i saw –
After doing all this for so many years, they have now mastered the art of fooling, scamming and robbing people in the name of cashbacks.
Reference – https://www.trustpilot.com/review/cashkaro.com
Complaints on CashKaro Facebook Page
Their own Facebook page is flooded with negative reviews and complaints. All people have similar complaints, only the platform varies.
So until now i only had my focus on the financial frauds, scams and crimes that Cashkaro was committing, but i came across a review that made me search deeper around data leaks by Cashkaro.
This is when i came across even more shocking and eye opening facts. Swati Bhargava does not only con people of refunds and cashbacks, but also sells confidential customer data to companies.
Swati Bhargava leaks and sells confidential personal data
Reference link – http://safetydetectives.com/blog/pouringpounds-leak-report/
The security research team at Safety Detectives had uncovered yet another data leak of 2 TB hosted on an Elastic Server. Affecting savvy shoppers in both India and the U.K., sister sites Pouringpounds.com and Cashkaro.com – both of which belong to Pouring Pounds Ltd. – have provided the dark web with yet another source of full PII and account access to up to 3.5 million individuals.
Head of Research, Anurag Sen, and team found that the cashback and voucher websites Cashkaro.com and Pouringpounds.com have both made available key details about their active users:
| Leaked Data | Cashkaro.com | Pouringpounds.com |
| Full Name | ✔ | ✔ |
| Mobile Number | ✔ | ✔ |
| Email Address | ✔ | ✔ |
| Login Username | ✔ | ✔ |
| Plain Text Password | ✔ | ✔ |
| Bank Details Linked With Account | ✔ | ✔ |
| IP Addresses of Individual Users | ✔ | ✔ |
| Emails from the Company to Users | ✔ | ✔ |
| Full Access to the User Account | ✔ | ✔ |
The leak on Pouringpounds.com database includes data related to PouringPounds users, such as:
- Full names,
- Phone numbers,
- Email addresses,
- Login credentials to the platform
- Username
- Plaintext password
- Bank details linked to account from the site
- Emails from Pouringpounds to their users,
- IP addresses
As well as Cashkaro.com’s user, including:
- Full names,
- Phone numbers,
- Email addresses,
- Login credentials to the platform
- Username
- Plaintext password
- Bank details linked to account from the site
- Account holder name
- Bank name
- Branch
- Account number
- IFSC code
- Bank account related password (we cannot be certain what it is used for, but unencrypted passwords are being linked with the bank details)
- Emails from Pouringpounds to their users,
- IP addresses
Editor’s Note: As previously mentioned, the data found seems to be related to ‘active’ users – those who have logged in only in recent months. The elastic server was publicly exposed without any password protection. Searching at a specific port, anyone could find it easily and take advantage of it maliciously. From what we can see, it was exposed since August 9th, 2019. On PouringPounds.com – a site with over a million users – the username and plain-text passwords stored mean that anybody could easily take over the entire account, including the amount of credit they have in their wallet on the site.
2 TB of personal and financial data of up to 35 lac people is an extremely serious, sensitive and dangerous exposure, especially taking into consideration that many users often use the same password everywhere. This is a massive vulnerability and can impact lacs of users in unimaginable ways.
Swati Bhargava refuses all claims of Data Leak despite all evidence
Even after thorough investigation conducted by a credible and reputable corporation, Swati Bhargava managed to cover it all up by getting fake, baseless and positive articles around her and her company. She needs to understand that not everything can be buried and bought with money.
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Her investors, her existing clients and partners need to realise who and what they are associated and dealing with. Swati Bhargava needs to be exposed and CashKaro needs to be shut down. If any of you, i am sure there must be hundreds if not thousands, who have been duped, please do share your story, evidence and complaint against CashKaro in the comments below. Also, do share this article as much and warn your friends about this fraudulent company run by a shady CEO named Swati Bhargava.
Silence says it all. Give us our refunds and resolve our problems. Why you being quiet cashkaro / swati ? why cant you respond to us?
The fact that she’s silent and that there’s no response from company despite people complaining so much everywhere , proves how guilty she is. She’s one pathetic lady. Has no shame and no remorse.
This woman is always proactive on her social media. Always ready to show off but not ready to respond to her own customers and resolve their problems?
Lets all email their investors and even involve a few journalists, there are hundreds of people like us who have been duped by this scam, its high time its exposed.
Why no official rebuttal? Why the silence? Why arent the complaints on so many platforms online being resolved?
CashKaro is facing growth challenges because of significant change in dynamics in the Indian e-commerce sector. PayTm and Amazon do not offer cashback’s any longer and these 2 are set to emerge as the winner in this sector.
Some of the stress signals are already visible if you notice carefully. For eg, CashKaro has been keeping cashbacks much longer (about 4–5 months) despite getting a cashback payment from the merchant within 2 months of a purchase. Of course, they are using cashback payments to run their operations before they share it with the user.
Big Big hidden shady fraud.. Cashkaro..I Placed an order of 91000/- via Amazon. And later on got clarification that the cashback offer Is valid on tax minus amount. I said okay fine no prob give cashback on that atleast. Then they came out with another hidden shady random offer that it is only 2% on laptops that too on GST invoice.. I asked them why don’t you people mention it clearly once and for all when you say 4% offer. They showed me the screenshot that said “UPTO 4%”…in short i Purchased products worth 90k and got 1.5% cashback ONLY ????.. I had let go of the bank discounts because that was amounting to Rs. 300 less than what I calculated from cashkaro cashback of 4%..and I ended up paying 3400 rupees more due to my ultra smartness..????.small lessons. Worth telling I thought. Try some other sites which have etiquettes or some morals. Still study before using… this is a scam ..
I keep saying their ads on social media. always wondered what this was. Thankfully now i know better ..
Thousands of negative reviews across the internet. Shady company with lame claims. Beware. Not Cash Karo, Should be Avoid karo
My cousin works for this company and is always complaining about the bad work culture , he is always complaining and will be quitting company soon, i asked him about how honest the team and founders were, and he told me its all a scam
This company should be permanently banned for breaching their own terms which is illegal. They cancel our cashback when it is about to get confirmed with false excuses and random reasons. I have been using cashkaro from 6 months in the beginning I earned good cashbacks, but after a certain point they start doing shady stuff.
Cashkaro is running one of the biggest scams in India. They dont care to track your orders and then when you push them this is the kind of reply they give you –
“Apologies for the inconvenience caused. Unfortunately, your missing Cashback ticket with ticket ID blah blah blah for the transaction dated blah blah has been rejected by the retailer. The retailer has denied to pay us any commission on this transaction. This is because you have mentioned an incorrect order ID for this transaction. We aplogize for the inconvenience caused, however we will not be able to pay you any cashback on this transaction and the ticket will be marked as “Resolved”.”
So they charge you the full money and dont ask you for anything and for them it is resolved, how ridiculous is that?
This is a fraud company everyone , dont ever click on any of their ads or even think of trying to believe any of what they say.
Its a fraud company ,it takes 1 year i think to provide cash back .after getting transaction no cashback support is provided…Helpline not working chat not working …simply fraud company
1. So the real business model is accumulation of users data , and use it to make models which will predict users spending habits and then you will create ads/offers targeting these individuals stimulating them to buy stuff hence , earning a fee from e-commerce sites for your service
2. Or you are just simply selling data , you are a new company ,in need of cash, and data is fast cash so , yes initially I would say you sell/rent data
Cashkaro is a fraud company…..they will take ideas from people who come for the job interview….and then they will end up using their ideas and will never end up hiring them….shameless unprofessionals you will ever come across.
They are the biggest thieves you will ever come across. They steal your cashback money and when approval day of cashback is near then they say MERCHANT denied transaction. Don’t deal with cashkaro.com
Worst company to work with. No job stability. Always you will be insecurity of job. Worst management which does micro management to its core. Full of politics! Highly not recommended.
Still not got refund madam. if u have time from showing off and acting cool online pls process our refunds.
They always blame it on a technical glitch and never give cashback. Cheaters
Why would ratan tata invest in such a fraudulent company? I am sure he has no idea of what these guys are doing. He needs to sack the CEO and initiate an internal investigation.
Words like refund and resolution do not exist in their dictionary. Take customers for granted. Extremely arrogant.
Hats off to the security research team at Safety Detectives for uncovering the truth behind the data leak, thats one of the most dangerous and one of the biggest reasons why each one of us needs to boycott Cashkaro. After reading this , how is anyone ever supposed to trust these scammers? Why would anyone transact or give access to their financial information? Wake up guys. Stop getting lured for random cashback. They might lure you over cashback, but eventually will end up selling and leaking all your data that will cost you a lot more than the petty cashback you recevied.
I have never really ever understood how this company even functions or operates. Their marketing strategies are all a gimmick and they are nothing but a bunch of con artists. After i lost money with them , i asked a lot of my friends who were cheated in a similar manner and fooled. Watch out everyone.
Cashkaro hardly gives you any cashback. They keep flooding me with advertisements, emails and promos and after a certain point it gets extremely annoying. For such little cashback getting spammed all day can get frustrating.
This company should be exposed, investigated and shut down for breaching their own conditions and terms. They will find some or the other reason and come up with random excuses to cancel your cashback. Dont waste time with them and dont hope for any kind of cashback.
Their too good to be true cashback offers is their ONLY marketing strategy that is adopted to lure, fool and scam people. Please beware and stay away. Spread the word.
Terrible website and interface. the customer support is so bad , they will never give you a refund or the missing cashback or any sensible or logical resolution.
I have seen this woman’s posts on instagram i think, she is such a wanna be. Someone needs to give her a reality check. I wonder where she gets the confidence to boast and be so proud of running such a scammy and shady company.
I made a payment through cashkaro on ajio. My money was deducted from my bank account but no order was placed on Ajio and nothing was updated on cashkaro about the payment.i want my refund and cashkaro is not doing anything about it. i had paid via paytm on 28th may. one of the biggest scams ever. please dont use cashkaro for any kind of online shopping.
Just a matter of time before the company shuts down , terrible customer service and useless offers.
They didn’t give me any cashback, they instead blocked my account and stopped responding to all emails. Their offers are quite stupid and nonsensical. why and how do people fall for such scumbags and scammers?
This company is still operational? LOL now thats hilarious.
If swati the so called ceo of cashkaro focused a little less on building a fake image and maintaining her social media profiles , maybe she will find the time to do some good and run the company the way it should be. i really hope and wish that her investors conduct a thorough inquiry into these murky affairs and investigate each and every case of fraudulent transactions done by this ridiculous company.
The entire business model is flawed and baseless. I wonder how they are going to sustain once the fancy funding money they received by duping investors finishes.
The worst company to work for ever. My friend was an intern here and told me about the pathetic work environment.
A ton of my friends have lost money with Cashkaro, their cashback offers are ridiculous and never work. A big scam that needs to be exposed and shut. Once i myself had fallen for their trap, and ever since then all i have been receiving is spammy emails, but cashback promised is nowhere to be seen.