Scam

Swati Bhargava – The Shady and Fraudster CEO of CashKaro

I have been skeptical about this company from the very start. Though i had heard about Swati Bhargava as i had read an article about her on Yourstory.com. A lot of my friends have been telling me about how they have issues with getting refunds or cashbacks from CashKaro but i never used to pay heed until i myself got scammed and duped in the circle of this vicious company. I have always assumed that this company would be a safe one to deal with since i had read once upon a time that Ratan Tata has invested in this company, but I along with others have only come to realise and conclude that this is nothing but a huge scam that needs to be thoroughly investigated and the perpetrators need to be apprehended.

The more i researched and the more i read online about this company, the more and more i was assured that i was headed in the right direction and how Swati Bhargava has created a false and fake presence online by spending heavily using her PR machinery. There are so many eye-opening facts, articles and pieces of evidence i came across that i will be sharing with you all in this article for your reference.

CashKaro has terrible reviews all over the internet

226 reviews on Trustpilot, the majority of which are negative.

Have a look at what people have been saying on TrustPilot –

There are tons and tons of reviews, just on this site, its impossible to attach every screenshot here, so i urge you all to please visit the links that i will be posting below, so you can go to the site and see for yourself.

They have been scamming and duping people since almost half a decade, probably ever since they were incorporated and they are continuing to even now. Absolutely shameless and pathetic.

Have a look at some of the old reviews i saw –

After doing all this for so many years, they have now mastered the art of fooling, scamming and robbing people in the name of cashbacks.

Reference – https://www.trustpilot.com/review/cashkaro.com

Complaints on CashKaro Facebook Page

Their own Facebook page is flooded with negative reviews and complaints. All people have similar complaints, only the platform varies.

So until now i only had my focus on the financial frauds, scams and crimes that Cashkaro was committing, but i came across a review that made me search deeper around data leaks by Cashkaro.

This is when i came across even more shocking and eye opening facts. Swati Bhargava does not only con people of refunds and cashbacks, but also sells confidential customer data to companies.

Swati Bhargava leaks and sells confidential personal data

Reference link – http://safetydetectives.com/blog/pouringpounds-leak-report/

The security research team at Safety Detectives had uncovered yet another data leak of 2 TB hosted on an Elastic Server. Affecting savvy shoppers in both India and the U.K., sister sites Pouringpounds.com and Cashkaro.com – both of which belong to Pouring Pounds Ltd. – have provided the dark web with yet another source of full PII and account access to up to 3.5 million individuals.

Cashback Sites Leak Unencrypted Passwords, Bank & Other Sensitive User Data

Head of Research, Anurag Sen, and team found that the cashback and voucher websites Cashkaro.com and Pouringpounds.com have both made available key details about their active users:

Leaked DataCashkaro.comPouringpounds.com
Full Name
Mobile Number
Email Address
Login Username
Plain Text Password
Bank Details Linked With Account
IP Addresses of Individual Users
Emails from the Company to Users
Full Access to the User Account

The leak on Pouringpounds.com database includes data related to PouringPounds users, such as:

  • Full names,
  • Phone numbers,
  • Email addresses,
  • Login credentials to the platform
    • Username
    • Plaintext password
  • Bank details linked to account from the site
    • Email
    • Name of account holder
    • Bank name
    • Account number
    • Sort code (routing numbers)
  • Emails from Pouringpounds to their users,
  • IP addresses

As well as Cashkaro.com’s user, including:

  • Full names,
  • Phone numbers,
  • Email addresses,
  • Login credentials to the platform
    • Username
    • Plaintext password
  • Bank details linked to account from the site
    • Account holder name
    • Bank name
    • Branch
    • Account number
    • IFSC code
    • Bank account related password (we cannot be certain what it is used for, but unencrypted passwords are being linked with the bank details)
  • Emails from Pouringpounds to their users,
  • IP addresses

Editor’s Note: As previously mentioned, the data found seems to be related to ‘active’ users – those who have logged in only in recent months. The elastic server was publicly exposed without any password protection. Searching at a specific port, anyone could find it easily and take advantage of it maliciously. From what we can see, it was exposed since August 9th, 2019. On PouringPounds.com – a site with over a million users – the username and plain-text passwords stored mean that anybody could easily take over the entire account, including the amount of credit they have in their wallet on the site.

2 TB of personal and financial data of up to 35 lac people is an extremely serious, sensitive and dangerous exposure, especially taking into consideration that many users often use the same password everywhere. This is a massive vulnerability and can impact lacs of users in unimaginable ways.

Swati Bhargava refuses all claims of Data Leak despite all evidence

Even after thorough investigation conducted by a credible and reputable corporation, Swati Bhargava managed to cover it all up by getting fake, baseless and positive articles around her and her company. She needs to understand that not everything can be buried and bought with money.

Read about: Dynamic Solar

Her investors, her existing clients and partners need to realise who and what they are associated and dealing with. Swati Bhargava needs to be exposed and CashKaro needs to be shut down. If any of you, i am sure there must be hundreds if not thousands, who have been duped, please do share your story, evidence and complaint against CashKaro in the comments below. Also, do share this article as much and warn your friends about this fraudulent company run by a shady CEO named Swati Bhargava.

1.9 Total Score
Fraudster CEO Swati Bhargava Exposed

CashKaro has been duping lacs of people across the country. Financial frauds, data leaks, terrible customer support and almost everything shady under one roof headed by a pathetic leader.

2.2Expert Score
Capability
2
Honesty
2.5
Leadership
2
1.6User's score
Capability
1.9
Honesty
1.7
Leadership
1.4
PROS
  • Well Funded
CONS
  • Terrible Leadership
  • No Ethics or Morals
  • Misguiding employees
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25 Comments
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  1. 0.8
    Capability
    30
    Honesty
    10
    Leadership
    10

    Cashkaro is running one of the biggest scams in India. They dont care to track your orders and then when you push them this is the kind of reply they give you –

    “Apologies for the inconvenience caused. Unfortunately, your missing Cashback ticket with ticket ID blah blah blah for the transaction dated blah blah has been rejected by the retailer. The retailer has denied to pay us any commission on this transaction. This is because you have mentioned an incorrect order ID for this transaction. We aplogize for the inconvenience caused, however we will not be able to pay you any cashback on this transaction and the ticket will be marked as “Resolved”.”

    So they charge you the full money and dont ask you for anything and for them it is resolved, how ridiculous is that?

    This is a fraud company everyone , dont ever click on any of their ads or even think of trying to believe any of what they say.

    Helpful(0) Unhelpful(0)You have already voted this
  2. 0.8
    Capability
    20
    Honesty
    20
    Leadership
    10

    Its a fraud company ,it takes 1 year i think to provide cash back .after getting transaction no cashback support is provided…Helpline not working chat not working …simply fraud company

    Helpful(0) Unhelpful(0)You have already voted this
  3. 0.65
    Capability
    20
    Honesty
    10
    Leadership
    10

    1. So the real business model is accumulation of users data , and use it to make models which will predict users spending habits and then you will create ads/offers targeting these individuals stimulating them to buy stuff hence , earning a fee from e-commerce sites for your service

    2. Or you are just simply selling data , you are a new company ,in need of cash, and data is fast cash so , yes initially I would say you sell/rent data

    Helpful(0) Unhelpful(0)You have already voted this
  4. 0.8
    Capability
    20
    Honesty
    10
    Leadership
    20

    Cashkaro is a fraud company…..they will take ideas from people who come for the job interview….and then they will end up using their ideas and will never end up hiring them….shameless unprofessionals you will ever come across.

    Helpful(0) Unhelpful(0)You have already voted this
  5. 0.65
    Capability
    20
    Honesty
    10
    Leadership
    10

    They are the biggest thieves you will ever come across. They steal your cashback money and when approval day of cashback is near then they say MERCHANT denied transaction. Don’t deal with cashkaro.com

    Helpful(0) Unhelpful(0)You have already voted this
  6. 0.5
    Capability
    10
    Honesty
    10
    Leadership
    10

    Worst company to work with. No job stability. Always you will be insecurity of job. Worst management which does micro management to its core. Full of politics! Highly not recommended.

    Helpful(0) Unhelpful(0)You have already voted this
  7. 0.5
    Capability
    10
    Honesty
    10
    Leadership
    10

    Still not got refund madam. if u have time from showing off and acting cool online pls process our refunds.

    Helpful(0) Unhelpful(0)You have already voted this
  8. 1.15
    Capability
    20
    Honesty
    30
    Leadership
    20

    They always blame it on a technical glitch and never give cashback. Cheaters

    Helpful(0) Unhelpful(0)You have already voted this
  9. 1.3
    Capability
    20
    Honesty
    40
    Leadership
    20

    Why would ratan tata invest in such a fraudulent company? I am sure he has no idea of what these guys are doing. He needs to sack the CEO and initiate an internal investigation.

    Helpful(0) Unhelpful(0)You have already voted this
  10. 1.3
    Capability
    40
    Honesty
    20
    Leadership
    20

    Words like refund and resolution do not exist in their dictionary. Take customers for granted. Extremely arrogant.

    Helpful(0) Unhelpful(0)You have already voted this
  11. 0.65
    Capability
    10
    Honesty
    20
    Leadership
    10

    Hats off to the security research team at Safety Detectives for uncovering the truth behind the data leak, thats one of the most dangerous and one of the biggest reasons why each one of us needs to boycott Cashkaro. After reading this , how is anyone ever supposed to trust these scammers? Why would anyone transact or give access to their financial information? Wake up guys. Stop getting lured for random cashback. They might lure you over cashback, but eventually will end up selling and leaking all your data that will cost you a lot more than the petty cashback you recevied.

    Helpful(1) Unhelpful(0)You have already voted this
  12. 0.5
    Capability
    10
    Honesty
    10
    Leadership
    10

    I have never really ever understood how this company even functions or operates. Their marketing strategies are all a gimmick and they are nothing but a bunch of con artists. After i lost money with them , i asked a lot of my friends who were cheated in a similar manner and fooled. Watch out everyone.

    Helpful(0) Unhelpful(0)You have already voted this
  13. 0.65
    Capability
    10
    Honesty
    20
    Leadership
    10

    Cashkaro hardly gives you any cashback. They keep flooding me with advertisements, emails and promos and after a certain point it gets extremely annoying. For such little cashback getting spammed all day can get frustrating.

    Helpful(0) Unhelpful(0)You have already voted this
  14. This company should be exposed, investigated and shut down for breaching their own conditions and terms. They will find some or the other reason and come up with random excuses to cancel your cashback. Dont waste time with them and dont hope for any kind of cashback.

  15. 0.8
    Capability
    30
    Honesty
    10
    Leadership
    10

    Their too good to be true cashback offers is their ONLY marketing strategy that is adopted to lure, fool and scam people. Please beware and stay away. Spread the word.

    Helpful(0) Unhelpful(0)You have already voted this
  16. 0.65
    Capability
    10
    Honesty
    10
    Leadership
    20

    Terrible website and interface. the customer support is so bad , they will never give you a refund or the missing cashback or any sensible or logical resolution.

    Helpful(0) Unhelpful(0)You have already voted this
  17. 0.65
    Capability
    20
    Honesty
    10
    Leadership
    10

    I have seen this woman’s posts on instagram i think, she is such a wanna be. Someone needs to give her a reality check. I wonder where she gets the confidence to boast and be so proud of running such a scammy and shady company.

    Helpful(0) Unhelpful(0)You have already voted this
  18. 0.5
    Capability
    10
    Honesty
    10
    Leadership
    10

    I made a payment through cashkaro on ajio. My money was deducted from my bank account but no order was placed on Ajio and nothing was updated on cashkaro about the payment.i want my refund and cashkaro is not doing anything about it. i had paid via paytm on 28th may. one of the biggest scams ever. please dont use cashkaro for any kind of online shopping.

    Helpful(0) Unhelpful(1)You have already voted this
  19. 1.15
    Capability
    20
    Honesty
    20
    Leadership
    30

    Just a matter of time before the company shuts down , terrible customer service and useless offers.

    Helpful(1) Unhelpful(1)You have already voted this
  20. 0.8
    Capability
    20
    Honesty
    10
    Leadership
    20

    They didn’t give me any cashback, they instead blocked my account and stopped responding to all emails. Their offers are quite stupid and nonsensical. why and how do people fall for such scumbags and scammers?

    Helpful(2) Unhelpful(1)You have already voted this
  21. 0.8
    Capability
    20
    Honesty
    20
    Leadership
    10

    This company is still operational? LOL now thats hilarious.

    Helpful(1) Unhelpful(1)You have already voted this
  22. 1.15
    Capability
    20
    Honesty
    30
    Leadership
    20

    If swati the so called ceo of cashkaro focused a little less on building a fake image and maintaining her social media profiles , maybe she will find the time to do some good and run the company the way it should be. i really hope and wish that her investors conduct a thorough inquiry into these murky affairs and investigate each and every case of fraudulent transactions done by this ridiculous company.

    + PROS: funded by ratan tata
    - CONS: being led by a bunch of scammers and con artists
    Helpful(0) Unhelpful(1)You have already voted this
  23. 1.15
    Capability
    30
    Honesty
    30
    Leadership
    10

    The entire business model is flawed and baseless. I wonder how they are going to sustain once the fancy funding money they received by duping investors finishes.

    Helpful(0) Unhelpful(1)You have already voted this
  24. 1.15
    Capability
    30
    Honesty
    20
    Leadership
    20

    The worst company to work for ever. My friend was an intern here and told me about the pathetic work environment.

    Helpful(1) Unhelpful(1)You have already voted this
  25. 0.8
    Capability
    20
    Honesty
    20
    Leadership
    10

    A ton of my friends have lost money with Cashkaro, their cashback offers are ridiculous and never work. A big scam that needs to be exposed and shut. Once i myself had fallen for their trap, and ever since then all i have been receiving is spammy emails, but cashback promised is nowhere to be seen.

    - CONS: Horrible CEO who has built company on zero ethics and morals
    Helpful(1) Unhelpful(1)You have already voted this

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