Expert Review

Theresa Ward: Is He Engaged in Hidden Fees, Disclosures, Lawsuits? Exposing a Truth! (Latest Update 2023)

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Who is Theresa Ward (CRD#: 1170940)?Everything you need to know about Theresa Ward and their accolades

With 39 years of expertise at Merrill, Theresa is a co-founder of Broughton Ward. For high net-worth families, corporate leaders, business owners, family offices, private equity principals, and institutions, Theresa specializes in developing individualized asset management solutions.

Theresa has acquired the knowledge and skills necessary to assist her clients in decluttering complex lives, making plans for liquidity events or life transitions, and facilitating family discussions and strategies to assist in successfully transferring wealth and values across generations through her extensive experience. Due to the need for long-lasting relationships for Theresa’s techniques, she purposely only works with a select few customers.

Theresa received recognition from Forbes in 2022 as one of the Top Women Wealth Advisors in the State (Published on February 4, 2022). Rankings are based on data as of September 30, 2021. She was listed by Barron’s as one of the Top 1,200 Advisors in 2022 (Published on March 11, 2022) and among the Top 20 Women Wealth Advisors in the State of Minnesota. Rankings are determined on information as of September 30, 2021). Since she co-captained the women’s tennis team in 1982 at the University of Minnesota, Theresa is pleased to support the school.

Theresa has maintained her dedication to “The U” by serving as a Trustee for the University of Minnesota Foundation and as a member of the Investments Committee. Theresa has always been an ardent supporter of Gopher athletics and has taken a leading part in numerous fundraising projects, most recently for the University of Utah’s Athletes Village.

Theresa was co-chair of the Corporate Hospitality Committee for the 2008 Women’s U.S. Open hosted at Interlachen Country Club. She has won the Women’s Golf Club Championship at Interlachen twice, served as a board member of the club’s board of governors, and won the Women’s Golf Club Championship there twice. Additionally, Theresa is a part of the South Dakota Tennis Hall of Fame and the Twin Cities Dunkers Club.

Specialization of Theresa includes the following services:

  • Management
  • Project Management
  • Banking
  • Microsoft Excel
  • Customer Service
  • Wealth Management

In this article, we will go deep into Theresa Ward’s past, discovering hidden disclosures and analyzing the consequences of the lawsuits.

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About Merrill Private Wealth Management History, achievements, leadership, lawsuits, & disputes

What is Merrill Private Wealth Management?

Merrill Private Wealth Management is a division of Bank of America that provides financial planning and investment management services to individuals, families, and businesses. The firm has a long-standing history of serving the financial needs of clients, and it is well-known for its sophisticated investment products and services.

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The History of Merrill Private Wealth Management

Merrill Private Wealth Management was founded in 1914 by Charles Merrill and Edmund Lynch. The company was initially established to provide investment banking services to middle-market companies. However, over the years, Merrill Private Wealth Management expanded its services to include retail brokerage, wealth management, and financial planning.

In 2009, Merrill Private was acquired by Bank of America, and the two companies merged to form one of the largest financial institutions in the world. Today, Merrill Private Wealth Management has over 14,000 financial advisors and manages over $2.3 trillion in client assets.

The benefits of using Merrill Private Wealth Management

One of the primary benefits of using Merrill Private Wealth Management is the firm’s extensive resources and expertise. The company has a team of experienced financial advisors who work closely with clients to develop customized investment strategies based on their individual needs and goals.

Merrill Private Wealth Management also provides clients with access to a wide range of investment products and services, including mutual funds, exchange-traded funds (ETFs), stocks, bonds, and alternative investments. Additionally, the firm offers a variety of tools and resources to help clients monitor their investments and make informed decisions about their financial future.

How Merrill Private Wealth Management Works

The key features of Merrill Private Wealth Management

Merrill Private Wealth Management offers a range of features to help clients manage their investments and plan for their financial future. Some of the key features of the firm include:

Financial planning:

Merrill Private Wealth Management offers comprehensive financial planning services to help clients achieve their financial goals. The company’s financial advisors work with clients to develop customized financial plans based on their individual needs and goals.

Investment management:

Merrill Private Wealth Management offers a range of investment management services, including portfolio management, asset allocation, and investment research.

Retirement planning:

Merrill Private Wealth Management offers a range of retirement planning services to help clients plan for their retirement. The firm’s financial advisors can help clients develop a retirement savings plan, estimate retirement expenses, and evaluate retirement income sources.

The different types of accounts offered by Merrill Private Wealth Management

Merrill Private Wealth Management offers a range of account options to meet the unique needs of individual clients. Some of the account options offered by the firm include:

Individual Retirement Accounts (IRAs):

Merrill Private Wealth Management offers traditional, Roth, and SEP IRAs to help clients save for retirement.

Brokerage accounts:

Merrill Private Wealth Management offers a range of brokerage accounts, including individual, joint, and custodial accounts.

Trusts and estates:

Merrill Private Wealth Management offers trust and estate planning services to help clients protect their assets and ensure that their wishes are carried out.

How to open an account with Merrill Private Wealth Management

Opening an account with Merrill Private Wealth Management is a straightforward process. Clients can either contact a financial advisor directly or visit the Merrill Private Wealth Management website to get started. The firm’s financial advisors will work with clients to determine their investment goals and risk tolerance and recommend an investment strategy that is tailored to their individual needs.

The fees and costs associated with Merrill Private Wealth Management

Merrill Private Wealth Management charges clients a fee based on the percentage of assets under management. The fee varies depending on the size of the account and the services provided. Additionally, some investment products and services offered by Merrill Private Wealth Management may also have additional fees and expenses.

The Merrill Private Wealth Management mobile app

Merrill Private Wealth Management offers a mobile app that allows clients to monitor their investments and access account information from their mobile devices. The app provides real-time market data, investment news, and alerts to help clients stay informed about their investments.

The Merrill Private Wealth Management website

The Merrill Private Wealth Management website provides clients with access to a range of tools and resources to help them manage their investments and plan for their financial future. The website includes market data, investment research, and educational resources to help clients make informed investment decisions.

How to achieve financial success with Merrill Private Wealth Management

Achieving financial success with Merrill Private Wealth Management requires a proactive approach to managing your investments and planning for your financial future. Here are some tips to help you get started:

Set clear financial goals:

To achieve financial success, it’s important to set clear financial goals and develop a plan to achieve them. Work with your financial advisor to identify your short-term and long-term financial goals and develop a plan to achieve them.

Monitor your investments:

Regularly monitoring your investments is essential to ensuring that your portfolio remains aligned with your investment goals and risk tolerance. Work with your financial advisor to regularly review your portfolio and make adjustments as needed.

Diversify your portfolio:

Diversifying your portfolio is essential to managing risk and achieving long-term investment success. Work with your financial advisor to develop a diversified investment strategy that is tailored to your individual needs and goals.

Take advantage of tax-efficient strategies:

Managing taxes is an important part of achieving financial success. Work with your financial advisor to identify tax-efficient investment strategies that can help you minimize your tax liability and maximize your investment returns.

Common Misconceptions about Merrill Private Wealth Management

There are several common misconceptions about Merrill Private Wealth Management. Here are a few of the most common misconceptions:

It’s too expensive:

While Merrill Private Wealth Management charges a fee for its services, the firm’s fees are competitive with other wealth management firms. Additionally, the firm’s extensive resources and expertise can help clients achieve long-term investment success.

It’s only for wealthy clients:

While Merrill Private Wealth Management does serve high-net-worth clients, the firm also offers services to individuals with more modest investment portfolios.

It’s only for investment management:

While investment management is a key part of Merrill Private Wealth Management’s services, the firm also offers a range of financial planning services to help clients achieve their financial goals.

What is SEC?

The Securities and Exchange Commission (SEC) in the United States is a federal government regulatory agency that works independently. Its main responsibility is to safeguard investors, ensure the securities markets operate in a fair and orderly manner, and facilitate capital formation.

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Theresa Ward Disclosures: BrokerCheck, FINRA, And SEC ReportsEvery complaint, disclosure, litigation against Theresa Ward

The brokerCheck report of Theresa Ward includes information such as employment history, professional qualification, disciplinary actions, criminal convictions, civil judgment, and arbitration awards as well as disclosure events.

No disclosure has been mentioned about Theresa Ward.

21/12/2023 Update
As of now, Theresa Ward has not responded, nor has she apologized for her misdeeds. She has ignored our efforts to highlight the problems faced by her victims. Furthermore, she has only focused on propagating her fake PR.
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Financial Advisors often take down their client disputes from FINRA’s Public database through Disclosure Expungement. Even law firms provide expungement services to FAs so that they can hide or remove their client disputes and maintain a clean record. So the lack of any disclosures on BrokerCheck doesn’t necessarily mean that the broker hasn’t had any conflicts in the past.

FINRA’s BrokerCheck

individual_1170940.pdf (finra.org)

SEC Litigations & Forms

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Source: Theresa Ward – SEC Site Search Search Results

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Theresa Ward Lawsuits, Legal Battles, & DisputesActive database of all lawsuit documents (subject to availability) against Theresa Ward

Most court cases filed in the United States of America are archived on CourtListener, UniCourt, Law.com, Justia, Trellis.law, and Law360. If Theresa Ward has been involved in any such lawsuits, then you can find the documents using the links down below:

There might be more pending lawsuits against Theresa Ward which are not listed on these directories. Lawsuit files are often deleted from online directories. So if you cannot find any lawsuits against Theresa Ward on these websites, you can contact the local authorities and check if they have a physical copy of any cases.

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Theresa Ward Complaints, Class Action Lawsuits & Legal BattlesRead all class action lawsuits and SEC complaints against Theresa Ward (if available)

The following websites/directories are the best sources for finding complaints, litigations, and disputes against finance advisors. You can find all the complaints against Theresa Ward using the websites down below:

You can contact the law firms mentioned above if facing issues with Theresa Ward or any financial advisor.

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Better Alternatives To Theresa Ward (By Experts):Find the top 3 alternatives to Theresa Ward

These recommendations are based on the ratings of SmartAsset.com, the biggest financial advisor review platform on the internet.
You can check out the top 10 financial advisors in the U.S. to learn more.
Screenshot 2023 05 23 at 11.26.30 PM

Manages Assets Worth

  • $714,587,898,072

Services

  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisors
  • Publication of periodicals
1625686851535

Manages Assets Worth

  • $173,418,270,044

Services

  • Financial planning
  • Portfolio management
  • Portfolio assessment
Screenshot 2023 05 23 at 11.45.48 PM

Manages Assets Worth

  • $46,803,858,104

Services

  • Portfolio management

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