Expert Review

V. Peter Traphagen Jr.: Charged by SEC? (New Update 2023)


Who is V. Peter Traphagen Jr.(CRD#: 2925616)?Everything you need to know about V. Peter Traphagen Jr. and their accolades

V. Peter Traphagen Jr. holds certifications as a Certified Public Accountant (CPA), Personal Financial Specialist (PFS), Accredited Estate Planner (AEP), and Certified Financial Planner (CFP). Peter has a license in both life and health insurance in New Jersey and is a member of the New Jersey State Society of Financial Planning.

The National Association of Personal Financial Advisors (NAPFA), the Financial Planning Association (FPA), the National Association of Estate Planners & Councils, the American Institute of Certified Public Accountants (AICPA), and the New Jersey Society of Certified Public Accountants (NJSCPA) are all organizations he is a member of.

V. Peter Traphagen Jr. has conducted countless workshops on financial planning and investing methods. Peter has contributed to several national magazines, including Kiplinger’s Magazine, Financial Advisor Magazine, Money Magazine, Investment News, Crain, The Bergen Record, Wall Street Journal, and The Associated Press, and has also been interviewed by these media. The “Ask the Tax Expert” segment of NJ News 12 featured him as well.


About FIRM:History, achievements, leadership, lawsuits, & disputes

The Oradell, New Jersey-based Traphagen Financial Group is a business that provides financial advice and oversees millions of dollars worth of customer assets. The company has built up a sizable clientele of individuals, retirement plans, and organizations over the course of its more than two decades in operation. The company offers a variety of services for sponsors and members of retirement plans, but its main concentration is on investment management services.

As a fee-only business, Traphagen receives all of its funding from the consulting fees collected from customers. (This distinguishes it from a fee-based company, where advisers may receive fees for completing certain securities or insurance transactions.)

The History of Traphagen Financial Group

As a result of the father-and-son team of V. Peter Traphagen Sr. and V. Peter Traphagen Jr. founding Traphagen Financial Group in 1997, the company has been offering customers investment advice for more than 20 years. Both of them are still the firm’s owners today, and they are the managing director and director of investment strategies, respectively.

The advisory team for the company includes members with a range of professional financial designations, such as certified financial planners (CFP), certified public accountants (CPA), chartered financial analysts (CFA), and chartered alternative investment analysts (CAIA).

Types of Clients at Traphagen Financial Group and Minimum Account Sizes

The Form ADV filed by Traphagen Financial Group indicates that the great majority of its clients are low-net-worth people, with the remainder including high-net-worth individuals, charity organizations, pension, and profit-sharing plans.

No minimum account size limitations are set by Traphagen.

Traphagen Financial Group Provides the Following Services

A number of services are provided by Traphagen Financial Group, but investment management is one of the most notable. A platform for online investment monitoring called eMoney is also accessible through the company. The whole asset allocation of the client’s portfolio may now be viewed at any time. Customers can also request financial planning if they want it.

In addition to investment management, advising, portfolio monitoring, and plan member education, Traphagen offers a variety of services to retirement plan sponsors.

Philosophy of Investment at Traphagen Financial Group

Investors at Traphagen Financial Group typically mix equities, corporate debt securities, commercial paper, certificates of deposit (CDs), municipal securities, investment company securities, variable life insurance, variable annuities, mutual fund shares, exchange-traded funds (ETFs), exchange-traded notes (ETNs), government securities, options contracts, and stakes in partnerships with real estate investments when putting together client portfolios.

Although the aforementioned list of securities is somewhat extensive, the company will only decide to invest in those it thinks to match your investment profile. The company generally uses fundamental analysis to analyze stocks while choosing investments. By examining aspects including a company’s balance sheet, management, and other financial papers in addition to its stock price movement, the fundamental analysis aims to determine a company’s inherent economic value.

What is SEC?

The Securities and Exchange Commission (SEC) in the United States is a federal government regulatory agency that works independently. Its main responsibility is to safeguard investors, ensure the securities markets operate in a fair and orderly manner, and facilitate capital formation.

Traphagen Financial Group Fees

Clients of Traphagen Financial Group pay an annual advising fee that is calculated as a percentage of their AUM.


V. Peter Traphagen Jr. Disclosures: BrokerCheck, FINRA, And SEC ReportsEvery complaint, disclosure, and litigation against V. Peter Traphagen Jr.

Financial Advisors often take down their client disputes from FINRA’s Public database through Disclosure Expungement. Even law firms provide expungement services to FAs so that they can hide or remove their client disputes and maintain a clean record. So the lack of any disclosures on BrokerCheck doesn’t necessarily mean that the broker hasn’t had any disputes in the past.
7/12/2023 Update
As of now, V. Peter Traphagen Jr has not responded, nor has he apologized for his misdeeds. He has ignored our efforts to highlight the problems faced by his victims. Furthermore, he has only focused on propagating his fake PR.

FINRA’s BrokerCheck

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SEC Litigations & Forms

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Source: V. Peter Traphagen Jr. – SEC Site Search Search Results


V. Peter Traphagen Jr. Lawsuits, Legal Battles, & DisputesActive database of all lawsuit documents (subject to availability) against V. Peter Traphagen Jr.

Most court cases filed in the United States of America are archived on CourtListener, UniCourt,, Justia, and Trellis. law, and Law360. If V. Peter Traphagen Jr. has been involved in any such lawsuits, then you can find the documents using the links down below:

There might be more pending lawsuits against V. Peter Traphagen Jr which are not listed on these directories. Lawsuit files are often deleted from online directories. So if you cannot find any lawsuits against Theresa Gorin on these websites, you can contact the local authorities and check if they have a physical copy of any cases.


V. Peter Traphagen Jr. Complaints, Class Action Lawsuits & Legal BattlesRead all class action lawsuits and SEC complaints against V. Peter Traphagen Jr.

The following websites/directories are the best sources for finding complaints, litigations, and disputes against finance advisors. You can find all the complaints against V. Peter Traphagen Jr. using the websites down below:

You can contact the law firms mentioned above if facing issues with V. Peter Traphagen Jr. or any financial advisor.


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