Flex Review: An Investigation into a Dangerous Ponzi Scheme

Flex Review
This is a user-generated post. Gripeo does not take responsibility for accuracy of any statements made in this post.
Flex Review is a multi-level marketing company that operates within the AI spam niche. It was co-founded by Robert Sacco and Dan Putnam.
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Note: This article is a product of extensive research and investigation into the activities of Flex, an MLM company under scrutiny. It is a detailed exposition of the findings, presented in an authoritative and direct tone. This is not a promotion of any sort for the company or its operations. Rather, it’s an effort to expose what appears to be a fraudulent scheme and to serve as a cautionary piece for potential investors.

What is Flex?

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Flex Review is a multi-level marketing company that operates within the AI spam niche. It was co-founded by Robert Sacco and Dan Putnam and identifies itself as “a B-Epic company” in its compensation documentation. 

Our Methodology

We look at 34 different data points when analyzing and rating online money-earning opportunities. Once the research on these data points is submitted, expert contributors reach out to the company’s customers and associates to get more insight into their operation. Finally, all the collected information is presented in the form of this expert review.

All the data is extracted from publicly available information and the sources are given in the transparency section at the bottom of every report.

These reports are made possible by the collective efforts of contributors like you. If you would like to become a contributor then contact us here.

11/12/2023 Update
As of now, Flex Review has not responded, nor has it apologized for its misdeeds. They have ignored our efforts to highlight the problems faced by their victims. Furthermore, they have only focused on propagating their fake PR.

Who Are The Co-Founders?

Dan Putnam

Dan Putnam, Owner of Flex Review.

Dan Putnam, the owner of B-Epic, B-Eco, and Govvi, is linked to multiple MLM companies, including O2 Worldwide, LurraLife, and Against All Odds

Therefore, Dan Putnam is a serial Ponzi scammer as well.

Dan Putnam has a history of legal issues, having been sued by the Securities and Exchange Commission for securities fraud in 2020. According to the Securities and Exchange Commission, Putnam and his accomplice, Angel Rodriguez, defrauded consumers out of at least $12 million through various scams. 

Dan Putnam settled the Securities and Exchange Commission’s Ponzi Scam charges in January. The monetary penalties and ordered restitution are still pending.

Robert Sacco

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Robert Sacco, listed as a Pruvit distributor on his Facebook profile, fell into the cryptocurrency scheme in the year 2021. He is also the owner of BitJar Labs, which claims to address the challenges faced by direct-selling companies.

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The Co-Founders’ Connection With Other MLM Companies

Both Sacco and Dan Putnam have been associated with various MLM scam companies. Dan Putnam’s association with B-Epic, B-Eco, and Govvi, among others, and Robert Sacco’s relationship with Pruvit, indicate their deep involvement in the MLM industry.

According to Sacco’s BitJar Lab corporate bio, the President and founder of Flex, Robert Sacco, has been involved in the administrative side of the creation of the network’s advertising system for twenty years but has failed to address many serious challenges. 

Robert Sacco established significant business associations & been named a Master Distributor nearly every year. 

He has served as the Vice President of Marketing, the Vice President of Business Development, the Vice President of Global expansion, and the President of several Global direct marketing firms. 

He claims to have advised various firms in the sector on administrative growth, globalization, & IT, as well as created & cooperated with numerous incentive schemes which are still in use nowadays. 

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Flex Review: Products

Flex Review does not offer any retailable products or services. Affiliates can only market Flex Review affiliate membership itself. The membership provides access to an AI spambot named Rubi, which they claim revolutionizes the AI industry.

“Rubi, powered by XO AI, offers an unparalleled content generation experience. It goes beyond traditional content creation by leveraging microservices such as SPI, Xtract, and Personify. Rubi provides a limitless opportunity for businesses and content creators. It empowers users to generate high-quality, tailored content quickly and efficiently. With Rubi, you can save time, increase productivity, and deliver engaging content that captivates your audience.”

The access to Rubi is priced based on how much spam a user wants to generate each month:

  • Basic: $15 a month for up to 15,000 words
  • Pro: $25 a month for up to 25,000 words
  • Premium: $50 a month for up to 50,000 words

Flex Review: Compensation Plan

Flex Review affiliates pay a monthly fee. Commissions are paid when they recruit others who do the same. The compensation plan involves twelve affiliate ranks, each with its qualification criteria.

Flex Review: Affiliate Ranks

The affiliate ranks within Flex’s compensation plan and their respective qualification criteria are:

  • Influencer: Sign up as a Flex Review affiliate
  • Brand Influencer: Purchase and continue to pay for a Flex Review’s product and recruit at least one affiliate who does the same
  • Qualified Brand Influencer: Maintain a monthly Flex Review order and recruit at least two affiliates who do the same (place one on each side of your binary team)
  • Silver Qualified Brand Influencer: Maintain a Pro or Premium tier membership, maintain two recruited affiliates with an active membership order, and generate at least 1000 GV a week in your weaker binary team side
  • Gold Qualified Brand Influencer: Maintain a Pro or Premium tier membership, maintain two recruited affiliates with an active membership order, and generate at least 2500 GV a week in your weaker binary team side
  • Platinum Qualified Brand Influencer: Maintain a Pro or Premium tier membership, maintain two recruited affiliates with an active membership order, and generate at least 5000 GV a week in your weaker binary team side
  • Diamond Qualified Brand Influencer: Maintain a Pro or Premium tier membership, maintain two recruited affiliates with an active membership order, and generate at least 7500 GV a week in your weaker binary team side (must qualify for three consecutive weeks in a row initially)
  • Blue Diamond Qualified Brand Influencer: Maintain a Pro or Premium tier membership, maintain two recruited affiliates with an active membership order, and generate at least 7500 GV a week in your weaker binary team side (must qualify for five consecutive weeks in a row initially)
  • Double Blue Diamond Qualified Brand Influencer: Maintain a Pro or Premium tier membership, maintain two recruited affiliates with an active membership order, and generate at least 25,000 GV a week in your weaker binary team side (must qualify for six consecutive weeks in a row initially)
  • Double Black Diamond Qualified Brand Influencer: Maintain a Pro or Premium tier membership, maintain two recruited affiliates with an active membership order, and generate at least 100,000 GV a week in your weaker binary team side (must qualify for ten consecutive weeks in a row initially)
  • Green Diamond Qualified Brand Influencer: Maintain a Pro or Premium tier membership, maintain two recruited affiliates with an active membership order, and generate at least 250,000 GV a week in your weaker binary team side (must qualify for twelve consecutive weeks in a row initially)

Referral Commissions

Flex Review affiliates earn a 25% referral commission on personally recruited affiliates.

Hence it is not expressly stated whether the original sign-up cost is charged as a recruitment fee.

Recruitment Commissions

Flex Review affiliates earn a 40% commission on the first fee paid by a personally recruited affiliate. An additional 10% is paid to the first upline affiliate (the affiliate who recruited the affiliate who earns 40%).

Lifestyle Bonus

Flex Review affiliates who sign up at the Premium tier qualify for the Lifestyle Bonus, a recruitment bonus that pays up to $350 a month:

  • Recruit two Premium tier affiliates who recruit two Premium tier affiliates each and receive a $50 monthly Lifestyle Bonus.
  • Recruit three Premium tier affiliates who recruit three Premium tier affiliates each and receive a $150 monthly Lifestyle Bonus.
  • Recruit four Premium tier affiliates who recruit four Premium tier affiliates each and receive a $250 monthly Lifestyle Bonus.
  • Recruit five Premium tier affiliates who recruit five Premium tier affiliates each and receive a $350 monthly Lifestyle Bonus.

Residual Commissions

Flex Review pays residual commissions via a binary compensation structure. The binary team can grow indefinitely, with no limit to how deep it can go. At the end of each week, Flex Review tallies up new sales volume on both sides of the binary team.

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The first stage of binary group housing has a total of two positions, while the second stage is constructed by dividing the first pair of positions into two positions with a total of four respectively.

As needed, further stages of the binary group are constructed, with each successive stage containing double the number of spots as the prior stage.

Through both direct and indirect affiliate recruiting, it should be noted that at present a binary group may develop.

Brand Influencers Residual Commission Rate 
Qualified Brand Influencers 10%
Silver Brand Influencers 12%
Gold Brand Influencers 15% 
Platinum Brand Influencers 18% 
Diamond Brand Influencers 20% 

Qualified Brand Influencers and higher are paid up to 20% of the volume generated on their weaker binary team side. However, regardless of rank, Flex Review caps residual commissions at $20,000 a week.

Matching Bonus

Flex Review affiliates earn a 20% Matching Bonus on residual commissions earned by personally recruited affiliates.

Generational Matching Bonus

Gold Qualified Brand Influencers and higher receive a Generational Matching Bonus. The bonus is paid on residual commissions earned on unilevel team generations.

The Generational Matching Bonus is allocated using a one-level remuneration scheme.

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As a result, once a level 1 associate recruits a fresh affiliate, the newly hired affiliate gets put on the second level of the previous member’s unilevel group.

If any of the level 2 associates join fresh affiliates, they are promoted to stage 3, & on and so forth for a limitless amount of levels.

Gold Qualified Brand Influencers are eligible for the Generational Matching Bonus for up to 4 generations per unilevel group leg through the assistance of this generational structure. 

Brand Influencers Matching Bonus Generations 
Gold Qualified Brand Influencers 10%Two Generations 
Platinum Qualified Brand Influencers 10%Three Generations
Diamond Qualified Brand Influencers  10%Four Generations 

Diamond Bonus

Flex Review takes 2% of company-wide sales volume and places it into a Global Bonus Pool. Diamond Qualified Brand Influencers receive an equal share of the Global Bonus Pool each week.

NOTE: Only Diamond Qualified Brand Influencers have access to the Global Bonus Pool. As a result, high-ranking associates primarily receive Rant Achievement Bonuses.  

Rank Achievement Bonus

Flex Review affiliates who qualify at Blue Diamond Qualified Brand Influencer and higher receive a one-time Rank Achievement Bonus. The bonuses range from $10,000 to $150,000, depending on the rank achieved.

Qualify Recieve 
Blue Diamond $10,000
Double Blue Diamond $10,000
Black Diamond $40,000
Double Black Diamond $75,000
Green Diamond $150,000
2.5
Shield

Get Your Money Back Suspicious

If you have been scammed by Flex Review, then you can get justice by sharing your complaint with us. We will connect with you experts and journalists who will help you get your money back and get heard by the right people.
It is strongly suggested that you do your research before spending money online. This is a user-generated report.

Joining Flex

Flex Review affiliate membership is tied to a monthly fee:

  • Basic: $15 a month
  • Pro: $25 a month
  • Premium: $50 a month

Flex Conclusion

As a professional writer, it’s easy to critique Flex’s AI spam bot from a content creator’s perspective. However, looking at it from a consumer’s point of view, it’s clear that no one wants to read AI-generated spam content. It’s also questionable who Rubi is supposed to be for. 

Flex’s compensation plan incorporates “influencer” into its rank, but how credible is a social media influencer whose entire “brand, voice, and persona” is stolen from other people?

Since last year, the AI hype train has died down. This leads us to Flex’s Rubi.

On the MLM side of Flex, we unfortunately have a pyramid scheme. Flex Review recruits its retail customers as affiliates, creating a scheme where most participants are guaranteed to lose money when it inevitably collapses.

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Flex Review is an MLM scam trying to pose as a legitimate investment opportunity. Please do not give them any money, there are much better ways to invest.

The bottom line is, that it would be best to stay clear of Flex. While the company may seem appealing on the surface, the risks are too high, and the potential for loss is immense. It’s always better to invest your hard-earned money in legitimate and transparent opportunities.

Flex Review: An Investigation into a Dangerous Ponzi Scheme
Flex Review: An Investigation into a Dangerous Ponzi Scheme

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